# What is the Medicare Part B premium in 2026?

The standard Medicare Part B premium in 2026 is $202.90 per month, according to medicare.gov. Higher-income beneficiaries pay more under IRMAA, and Social Security typically deducts the premium from monthly benefits.

## What it means

- The standard 2026 Part B monthly premium is $202.90.
- Higher-income beneficiaries pay more under IRMAA (income-related monthly adjustment amount).
- If you receive Social Security, the premium is deducted from your benefit automatically.

## Action steps

1. Check your Social Security benefit statement to see your current Part B deduction.
2. If your income has recently dropped, ask Social Security about a Life-Changing Event to lower IRMAA.

## Risks & deadlines

- Delaying Part B without other creditable coverage triggers a lifetime late-enrollment penalty.

## Sources

- [Medicare costs at a glance (medicare.gov)](https://www.medicare.gov/basics/costs/medicare-costs)

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Author: Senior Direct Answers — https://seniordirectanswers.com
Publisher: Senior Direct Answers
Published: 2026-07-18T00:00:00+00:00
Modified: 2026-07-18T00:00:00+00:00
Last verified: 2026-07-18
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