Medicare Advantage & Part D plans in Merced County, California (2026)
CMS lists 29 Medicare plans for Merced County, California in 2026 from 10 organizations: 7 Medicare Advantage plans with drug coverage (MA-PD), 1 Medicare Advantage plans without drug coverage (MA), 9 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (17)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0010 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $89.00 | $600.00 | $6700.00 | 4.0 |
| Alignment Health BreathEasy (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Clarity (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.00 | $0.00 | $1499.00 | 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.00 | $0.00 | $1990.00 | 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.70 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Honor+ Plan (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health My Choice CalCare (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $3499.00 | 4.0 |
| Alignment Health smartHMO (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $615.00 | $3999.00 | 4.0 |
| Alignment Health the ONE + Walgreens (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $999.00 | 4.0 |
| Anthem Kidney Care (PPO C-SNP) | Elevance Health, Inc. | PPO C-SNP | $0.00 | $0.00 | $9250.00 | 2.5 |
| Blue Shield Inspire (HMO) | California Physicians' Service | HMO | $58.00 | $425.00 | $5300.00 | 4.0 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California | HMO | $0.00 | — | $2999.00 | 3.5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California | HMO | $0.00 | $0.00 | $296.00 | 3.5 |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California | HMO C-SNP | $0.00 | $0.00 | $296.00 | 3.5 |
| TotalCare (HMO D-SNP) | SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MAN | HMO D-SNP | $5.50 | $615.00 | $9250.00 | — |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $131.10 | $165.40 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $109.40 | $109.40 | $615.00 | — |
| Blue Shield Rx Enhanced (PDP) | California Physicians' Service | $185.50 | $227.80 | $0.00 | — |
| Blue Shield Rx Plus (PDP) | California Physicians' Service | $199.70 | $199.70 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $0.00 | $0.00 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $53.90 | $70.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $132.20 | $132.20 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $126.90 | $172.90 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $85.00 | $104.60 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $103.60 | $103.60 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $6.20 | $6.20 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $11.90 | $5.70 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.
- We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
- Senior Direct Answers is not connected with or endorsed by the United States government or the federal Medicare program.