Medicare Advantage & Part D plans in San Diego County, California (2026)
CMS lists 105 Medicare plans for San Diego County, California in 2026 from 17 organizations: 54 Medicare Advantage plans with drug coverage (MA-PD), 6 Medicare Advantage plans without drug coverage (MA), 33 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (93)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0001 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $29.00 | $355.00 | $5300.00 | 4.0 |
| AARP Medicare Advantage from UHC CA-0007 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $53.00 | $355.00 | $3800.00 | 4.0 |
| AARP Medicare Advantage from UHC CA-0012 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $355.00 | $2500.00 | 4.0 |
| AARP Medicare Advantage from UHC CA-026P (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $355.00 | $2900.00 | 4.0 |
| AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | — | $4900.00 | 4.0 |
| Aetna Medicare Eagle (PPO) | CVS Health Corporation | PPO | $0.00 | — | $6750.00 | 4.5 |
| Aetna Medicare Enhanced (PPO) | CVS Health Corporation | PPO | $59.00 | $615.00 | $5500.00 | 4.5 |
| Aetna Medicare Prime (HMO-POS) | CVS Health Corporation | HMO-POS | $0.00 | $300.00 | $1500.00 | 3.0 |
| Aetna Medicare Signature (HMO) | CVS Health Corporation | HMO | $0.00 | $615.00 | $2000.00 | 3.0 |
| Aetna Medicare Signature (HMO) | CVS Health Corporation | HMO | $0.00 | $615.00 | $2000.00 | 3.0 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6350.00 | 4.5 |
| Aetna Medicare Signature Extra (HMO) | CVS Health Corporation | HMO | $0.00 | $615.00 | $2000.00 | 3.0 |
| Alignment Health Advantage PPO (PPO) | Alignment Healthcare USA, LLC | PPO | $45.00 | $0.00 | $4201.00 | — |
| Alignment Health BreathEasy (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Clarity (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Freedom (PPO) | Alignment Healthcare USA, LLC | PPO | $12.00 | $615.00 | $8500.00 | — |
| Alignment Health Heart & Diabetes (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.00 | $0.00 | $1499.00 | 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $12.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.00 | $0.00 | $990.00 | 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP) | Alignment Healthcare USA, LLC | HMO C-SNP | $0.70 | $615.00 | $9250.00 | 4.0 |
| Alignment Health Honor+ Plan (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $615.00 | $9250.00 | 4.0 |
| Alignment Health My Choice CalCare (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $3499.00 | 4.0 |
| Alignment Health Platinum + Instacart (HMO-POS) | Alignment Healthcare USA, LLC | HMO-POS | $0.00 | $0.00 | $998.00 | 4.0 |
| Alignment Health S.D. Premium Giveback (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $615.00 | $2400.00 | 4.0 |
| Alignment Health smartHMO (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $2499.00 | 4.0 |
| Alignment Health smartSavings (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $2899.00 | 4.0 |
| Alignment Health the ONE (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $3400.00 | 4.0 |
| Alignment Health ValorCare (HMO) | Alignment Healthcare USA, LLC | HMO | $0.00 | $0.00 | $6000.00 | 4.0 |
| Anthem Kidney Care (PPO C-SNP) | Elevance Health, Inc. | PPO C-SNP | $0.00 | $0.00 | $9250.00 | 2.5 |
| Anthem Medicare Advantage (HMO-POS) | Elevance Health, Inc. | HMO-POS | $0.00 | $0.00 | $3400.00 | 3.0 |
| Anthem Prime (HMO-POS) | Elevance Health, Inc. | HMO-POS | $0.00 | $0.00 | $2000.00 | 3.0 |
| Anthem Select (HMO-POS) | Elevance Health, Inc. | HMO-POS | $0.00 | $200.00 | $2500.00 | 3.0 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) | Astiva Health Holdings Incorporated | HMO C-SNP | $0.00 | $0.00 | $999.00 | 3.5 |
| Astiva Health C-SNP WOW (HMO C-SNP) | Astiva Health Holdings Incorporated | HMO C-SNP | $4.40 | $615.00 | $9250.00 | 3.5 |
| Astiva Health Premier Plan (HMO) | Astiva Health Holdings Incorporated | HMO | $0.00 | $0.00 | $1500.00 | 3.5 |
| Astiva Health Savings Plan (HMO) | Astiva Health Holdings Incorporated | HMO | $0.00 | $50.00 | $3045.00 | 3.5 |
| Blue Shield 65 Plus (HMO) | California Physicians' Service | HMO | $0.00 | $250.00 | $1750.00 | 4.0 |
| Blue Shield AdvantageOptimum Plan 1 (HMO) | California Physicians' Service | HMO | $0.00 | $425.00 | $4200.00 | 3.5 |
| Blue Shield TotalDual Plan (HMO D-SNP) | California Physicians' Service | HMO D-SNP | $7.00 | $615.00 | $9250.00 | 3.5 |
| Central Health Classic Care Plan I (HMO) | Molina Healthcare, Inc. | HMO | $0.00 | $99.00 | $799.00 | 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP) | Molina Healthcare, Inc. | HMO C-SNP | $0.00 | $615.00 | $799.00 | 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP) | Molina Healthcare, Inc. | HMO C-SNP | $0.00 | $615.00 | $7900.00 | 3.0 |
| Central Health Part B Savings Plan (HMO) | Molina Healthcare, Inc. | HMO | $0.00 | $0.00 | $2900.00 | 3.0 |
| Central Health Valor Care Plan (HMO) | Molina Healthcare, Inc. | HMO | $0.00 | — | $4400.00 | 3.0 |
| Champion Advantage (HMO-POS C-SNP) | Champion Health Plans-USA, LLC. | HMO-POS C-SNP | $0.00 | $0.00 | $499.00 | — |
| Champion Ally (HMO) | Champion Health Plans-USA, LLC. | HMO | $0.00 | $0.00 | $199.00 | — |
| Champion Care (HMO C-SNP) | Champion Health Plans-USA, LLC. | HMO C-SNP | $0.00 | $0.00 | $199.00 | — |
| Champion Choice (HMO C-SNP) | Champion Health Plans-USA, LLC. | HMO C-SNP | $12.00 | $615.00 | $9250.00 | — |
| Champion Connect (HMO-POS C-SNP) | Champion Health Plans-USA, LLC. | HMO-POS C-SNP | $0.00 | $615.00 | $9250.00 | — |
| Champion Plus (HMO C-SNP) | Champion Health Plans-USA, LLC. | HMO C-SNP | $12.00 | $615.00 | $9250.00 | — |
| Champion Select (HMO-POS C-SNP) | Champion Health Plans-USA, LLC. | HMO-POS C-SNP | $8.40 | $615.00 | $499.00 | — |
| Clever Care Breathe+ (HMO C-SNP) | Clever Care Health Plan, Inc. | HMO C-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| Clever Care Longevity (HMO) | Clever Care Health Plan, Inc. | HMO | $0.00 | $0.00 | $500.00 | 3.5 |
| Clever Care Total+ (HMO C-SNP) | Clever Care Health Plan, Inc. | HMO C-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| Clever Care Value (HMO) | Clever Care Health Plan, Inc. | HMO | $0.00 | $0.00 | $2000.00 | 3.5 |
| CommuniCare Advantage (HMO D-SNP) | Community Health Group | HMO D-SNP | $12.00 | $615.00 | $9250.00 | 3.5 |
| Community y Más (HMO C-SNP) | Community Health Group | HMO C-SNP | $0.00 | $0.00 | $1000.00 | — |
| Humana Gold Plus Giveback H5619-150 (HMO) | Humana Inc. | HMO | $0.00 | $0.00 | $5000.00 | 3.0 |
| Humana Gold Plus H5619-016 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $1900.00 | 3.0 |
| Humana Gold Plus H5619-148 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $2900.00 | 3.0 |
| Humana USAA Honor Giveback (HMO) | Humana Inc. | HMO | $0.00 | — | $5250.00 | 3.0 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $6400.00 | 3.5 |
| HumanaChoice H5525-077 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $5700.00 | 3.5 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California | HMO | $0.00 | — | $2999.00 | 3.5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California | HMO | $0.00 | $0.00 | $296.00 | 3.5 |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California | HMO C-SNP | $0.00 | $0.00 | $296.00 | 3.5 |
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | Kaiser Foundation Health Plan, Inc. | HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.0 |
| Kaiser Permanente Senior Advantage San Diego (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | $0.00 | $1800.00 | 4.5 |
| Kaiser Permanente Senior Advantage San Diego Value (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | $0.00 | $2900.00 | 4.5 |
| Molina Medicare Choice Care (HMO) | Molina Healthcare, Inc. | HMO | $0.00 | $0.00 | $3600.00 | 3.0 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare, Inc. | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 3.0 |
| SCAN Affirm partnered with Included LGBTQ+ Health (HMO) | SCAN Group | HMO | $0.00 | $250.00 | $500.00 | 4.0 |
| SCAN Alta (HMO) | SCAN Group | HMO | $0.00 | $250.00 | $500.00 | 4.0 |
| SCAN Balance (HMO C-SNP) | SCAN Group | HMO C-SNP | $0.00 | $250.00 | $500.00 | 4.0 |
| SCAN Classic (HMO) | SCAN Group | HMO | $0.00 | $250.00 | $3400.00 | 4.0 |
| SCAN Connections (HMO D-SNP) | SCAN Group | HMO D-SNP | $0.00 | $375.00 | $9250.00 | 4.0 |
| SCAN Connections at Home (HMO D-SNP) | SCAN Group | HMO D-SNP | $0.00 | $375.00 | $9250.00 | 4.0 |
| SCAN MyChoice (HMO) | SCAN Group | HMO | $0.00 | $250.00 | $1000.00 | 4.0 |
| SCAN Select (HMO) | SCAN Group | HMO | $75.00 | $250.00 | $3400.00 | 4.0 |
| SCAN Strive (HMO C-SNP) | SCAN Group | HMO C-SNP | $0.00 | $615.00 | $9250.00 | 4.0 |
| Sharp Direct Advantage Gold (HMO) | Sharp Healthcare | HMO | $0.00 | $350.00 | $2900.00 | 3.5 |
| Sharp Direct Advantage Platinum (HMO) | Sharp Healthcare | HMO | $62.00 | $350.00 | $2900.00 | 3.5 |
| Sharp Direct Advantage VIP (HMO) | Sharp Healthcare | HMO | $0.00 | $350.00 | $2900.00 | 3.5 |
| Sharp Direct Advantage VIP Plus (HMO) | Sharp Healthcare | HMO | $0.00 | $350.00 | $2900.00 | 3.5 |
| UHC Complete Care CA-15P (HMO-POS C-SNP) | UnitedHealth Group, Inc. | HMO-POS C-SNP | $0.00 | $355.00 | $2900.00 | 4.0 |
| UHC Complete Care Support CA-6AP (HMO C-SNP) | UnitedHealth Group, Inc. | HMO C-SNP | $8.50 | $615.00 | $9250.00 | 4.0 |
| UHC Sharp Medicare Advantage CA-001P (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $355.00 | $3300.00 | 4.0 |
| UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $355.00 | $2900.00 | 4.0 |
| Wellcare Dual Liberty (HMO D-SNP) | Centene Corporation | HMO D-SNP | $12.00 | $425.00 | $9250.00 | 3.5 |
| Wellcare Low Premium (HMO) | Centene Corporation | HMO | $50.00 | $615.00 | $4150.00 | 3.5 |
| Wellcare Low Premium (HMO) | Centene Corporation | HMO | $30.00 | $615.00 | $4150.00 | 3.5 |
| Wellcare Specialty Simple (HMO C-SNP) | Centene Corporation | HMO C-SNP | $0.00 | $615.00 | $2400.00 | 3.5 |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $131.10 | $165.40 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $109.40 | $109.40 | $615.00 | — |
| Blue Shield Rx Enhanced (PDP) | California Physicians' Service | $185.50 | $227.80 | $0.00 | — |
| Blue Shield Rx Plus (PDP) | California Physicians' Service | $199.70 | $199.70 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $0.00 | $0.00 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $53.90 | $70.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $132.20 | $132.20 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $126.90 | $172.90 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $85.00 | $104.60 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $103.60 | $103.60 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $6.20 | $6.20 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $11.90 | $5.70 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.
- We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
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