Medicare Advantage & Part D plans in Highlands County, Florida (2026)
CMS lists 70 Medicare plans for Highlands County, Florida in 2026 from 8 organizations: 27 Medicare Advantage plans with drug coverage (MA-PD), 10 Medicare Advantage plans without drug coverage (MA), 23 Special Needs Plans (SNP), and 10 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (60)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-33 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $600.00 | $6700.00 | 4.5 |
| AARP Medicare Advantage from UHC FL-0012 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $270.00 | $2900.00 | 4.5 |
| AARP Medicare Advantage from UHC FL-0027 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $5900.00 | 4.0 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealth Group, Inc. | Regional PPO | $62.00 | $600.00 | $9250.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealth Group, Inc. | Regional PPO | $0.00 | — | $9250.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $8900.00 | 4.0 |
| Aetna Medicare Dual Select (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Eagle Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | — | $6750.00 | 4.5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Select (HMO) | CVS Health Corporation | HMO | $0.00 | $0.00 | $3300.00 | 4.5 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $5500.00 | 4.5 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6750.00 | 4.5 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6750.00 | 4.5 |
| BlueMedicare Patriot (PPO) | Guidewell Mutual Holding Corporation | PPO | $0.00 | — | $6750.00 | 3.5 |
| BlueMedicare Select (PPO) | Guidewell Mutual Holding Corporation | PPO | $153.70 | $615.00 | $6750.00 | 3.5 |
| BlueMedicare Value (PPO) | Guidewell Mutual Holding Corporation | PPO | $0.00 | $615.00 | $6750.00 | 3.5 |
| Health First Emerald Plus H1099-028 (HMO) | Health First Shared Services, Inc. | HMO | $0.00 | $0.00 | $3700.00 | 4.0 |
| Health First Premier Access H1099-027 (HMO-POS) | Health First Shared Services, Inc. | HMO-POS | $0.00 | $200.00 | $4700.00 | 4.0 |
| Health First SunSaver H1099-016 (HMO) | Health First Shared Services, Inc. | HMO | $0.00 | $0.00 | $3500.00 | 4.0 |
| Humana Direct Choice Giveback (PPO) | Humana Inc. | PPO | $0.00 | $250.00 | $6750.00 | 3.5 |
| Humana Direct Choice Giveback (PPO) | Humana Inc. | PPO | $0.00 | $130.00 | $6750.00 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 |
| Humana Full Access Giveback H5216-393 (PPO) | Humana Inc. | PPO | $0.00 | $600.00 | $6750.00 | 3.5 |
| Humana Full Access Giveback H7617-111 (PPO) | Humana Inc. | PPO | $0.00 | $600.00 | $6750.00 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $20.00 | $3400.00 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 |
| Humana Gold Plus Giveback H1036-265 (HMO) | Humana Inc. | HMO | $0.00 | $0.00 | $2400.00 | 4.5 |
| Humana Gold Plus Giveback H1036-266 (HMO) | Humana Inc. | HMO | $0.00 | $0.00 | $3400.00 | 4.5 |
| Humana Gold Plus H1036-230 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $2400.00 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $1500.00 | 4.5 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| Humana USAA Honor Giveback (HMO) | Humana Inc. | HMO | $0.00 | — | $3900.00 | 4.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6000.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 4.5 |
| HumanaChoice Florida H5216-072 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $5600.00 | 3.5 |
| HumanaChoice Florida H5216-304 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $4700.00 | 3.5 |
| HumanaChoice Florida H7617-109 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $4700.00 | 4.5 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $4.80 | $615.00 | $4900.00 | 3.5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana Inc. | Regional PPO | $184.00 | $615.00 | $6700.00 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana Inc. | Regional PPO | $42.00 | — | $7550.00 | 3.5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana Inc. | Regional PPO | $41.00 | $615.00 | $7550.00 | 3.5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Founders, LLC | HMO I-SNP | $4.80 | $615.00 | $9250.00 | — |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealth Group, Inc. | HMO-POS C-SNP | $0.00 | $270.00 | $3400.00 | 4.5 |
| UHC Dual Complete FL-D003 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) | UnitedHealth Group, Inc. | Regional PPO D-SNP | $4.80 | $615.00 | $9250.00 | 3.5 |
| UHC Dual Complete FL-D006 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $544.00 | $9250.00 | 3.5 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| Wellcare Dual Reserve (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $3000.00 | 4.0 |
| Wellcare Giveback (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $7200.00 | 4.0 |
| Wellcare Patriot Giveback (HMO) | Centene Corporation | HMO | $0.00 | — | $5000.00 | 4.0 |
| Wellcare Simple (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $3000.00 | 4.0 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
Stand-alone Part D prescription drug plans (statewide, 10)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $86.20 | $119.10 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $98.70 | $98.70 | $615.00 | — |
| BlueMedicare Complete Rx (PDP) | Guidewell Mutual Holding Corporation | $197.70 | $217.00 | $615.00 | — |
| BlueMedicare Premier Rx (PDP) | Guidewell Mutual Holding Corporation | $98.60 | $98.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $92.70 | $92.70 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $62.90 | $115.90 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $6.50 | $25.90 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $98.30 | $98.30 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $0.00 | $0.00 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $21.50 | $0.00 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.
- We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
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