Medicare Advantage & Part D plans in Seminole County, Florida (2026)
CMS lists 138 Medicare plans for Seminole County, Florida in 2026 from 17 organizations: 47 Medicare Advantage plans with drug coverage (MA-PD), 12 Medicare Advantage plans without drug coverage (MA), 69 Special Needs Plans (SNP), and 10 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (128)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-39 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $600.00 | $6700.00 | 4.5 |
| AARP Medicare Advantage from UHC FL-0007 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $270.00 | $3400.00 | 4.5 |
| AARP Medicare Advantage from UHC FL-0018 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $6700.00 | 4.0 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealth Group, Inc. | Regional PPO | $62.00 | $600.00 | $9250.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealth Group, Inc. | Regional PPO | $0.00 | — | $9250.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $8900.00 | 4.0 |
| Advantage Care by Ultimate (HMO C-SNP) | Ultimate Healthcare Holdings, LLC | HMO C-SNP | $0.00 | $0.00 | $1900.00 | 4.0 |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Healthcare Holdings, LLC | HMO C-SNP | $0.00 | $0.00 | $2600.00 | 4.0 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | Ultimate Healthcare Holdings, LLC | HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.0 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | Ultimate Healthcare Holdings, LLC | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.0 |
| Aetna Medicare Chronic Care (HMO C-SNP) | CVS Health Corporation | HMO C-SNP | $0.00 | $200.00 | $5500.00 | 4.5 |
| Aetna Medicare Dual Select (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Eagle Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | — | $6750.00 | 4.5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $2.60 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Premier (PPO) | CVS Health Corporation | PPO | $53.00 | $615.00 | $6750.00 | 4.5 |
| Aetna Medicare Select (HMO) | CVS Health Corporation | HMO | $0.00 | $200.00 | $4150.00 | 4.5 |
| Aetna Medicare Select Extra (HMO-POS) | CVS Health Corporation | HMO-POS | $0.00 | $615.00 | $6750.00 | 4.5 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6750.00 | 4.5 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6750.00 | 4.5 |
| American Health Advantage of Florida (HMO I-SNP) | Mitchell Family Office | HMO I-SNP | $4.80 | $615.00 | $9250.00 | — |
| BlueMedicare Classic (HMO) | Guidewell Mutual Holding Corporation | HMO | $0.00 | $615.00 | $6750.00 | 4.0 |
| BlueMedicare Patriot (PPO) | Guidewell Mutual Holding Corporation | PPO | $0.00 | — | $6750.00 | 3.5 |
| BlueMedicare Select (PPO) | Guidewell Mutual Holding Corporation | PPO | $153.70 | $615.00 | $6750.00 | 3.5 |
| CareAccess (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $3750.00 | 4.5 |
| CareBreeze (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 |
| CareBreeze Platinum (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 |
| CareComplete (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 |
| CareComplete Platinum (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $2400.00 | 4.5 |
| CareFree Giveback (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $3850.00 | 4.5 |
| CareFree Platinum Giveback (HMO) | Humana Inc. | HMO | $0.00 | $0.00 | $3300.00 | 4.5 |
| CareNeeds Extra (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 |
| CareNeeds Platinum (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| CareNeeds Plus (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| CareOne Plus (HMO-POS) | Humana Inc. | HMO-POS | $0.00 | $615.00 | $2500.00 | 4.5 |
| CareSalute (HMO) | Humana Inc. | HMO | $0.00 | — | $3900.00 | 4.5 |
| DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) | Devoted Health, Inc. | HMO C-SNP | $4.80 | $615.00 | $9250.00 | 5.0 |
| DEVOTED C-SNP PREMIUM 074 FL (HMO C-SNP) | Devoted Health, Inc. | HMO C-SNP | $4.80 | $615.00 | $3900.00 | 5.0 |
| DEVOTED CORE 005 FL (HMO) | Devoted Health, Inc. | HMO | $0.00 | $615.00 | $3900.00 | 5.0 |
| DEVOTED CORE 063 FL (HMO) | Devoted Health, Inc. | HMO | $0.00 | $0.00 | $3900.00 | 5.0 |
| DEVOTED DUAL 022 FL (HMO D-SNP) | Devoted Health, Inc. | HMO D-SNP | $4.80 | $615.00 | $3900.00 | 5.0 |
| DEVOTED DUAL FULL 080 FL (HMO D-SNP) | Devoted Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 5.0 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) | Devoted Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 5.0 |
| DEVOTED GIVEBACK 018 FL (HMO) | Devoted Health, Inc. | HMO | $0.00 | $605.00 | $6750.00 | 5.0 |
| DEVOTED PREMIUM 037 FL (HMO) | Devoted Health, Inc. | HMO | $4.80 | $615.00 | $3900.00 | 5.0 |
| DrPlatinum-CFL (HMO D-SNP) | DOCTORS HEALTHCARE PLANS, INC. | HMO D-SNP | $0.00 | $615.00 | $3400.00 | 4.0 |
| DrSelect-CFL (HMO) | DOCTORS HEALTHCARE PLANS, INC. | HMO | $0.00 | $0.00 | $3500.00 | 4.0 |
| DrTotalCare-CFL (HMO C-SNP) | DOCTORS HEALTHCARE PLANS, INC. | HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.0 |
| FHCP Medicare Classic (HMO) | Guidewell Mutual Holding Corporation | HMO | $0.00 | $615.00 | $9250.00 | 4.0 |
| FHCP Medicare Rx Plus (HMO-POS) | Guidewell Mutual Holding Corporation | HMO-POS | $49.00 | $615.00 | $6750.00 | 4.0 |
| Florida Complete Care (HMO I-SNP) | Independent Living Systems, LLC | HMO I-SNP | $4.80 | $615.00 | $3400.00 | 3.0 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Independent Living Systems, LLC | HMO-POS I-SNP | $4.80 | $615.00 | $3400.00 | 3.0 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Independent Living Systems, LLC | HMO-POS D-SNP | $4.80 | $615.00 | $3400.00 | 3.0 |
| Freedom Máximo (HMO-POS) | Elevance Health, Inc. | HMO-POS | $0.00 | $0.00 | $3400.00 | 4.5 |
| Freedom Medi-Medi Full (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Freedom Medi-Medi Partial (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Freedom Platinum Plan Rx (HMO) | Elevance Health, Inc. | HMO | $0.00 | $0.00 | $2000.00 | 4.5 |
| Freedom Platinum Rewards Plan Rx (HMO) | Elevance Health, Inc. | HMO | $0.00 | $0.00 | $3400.00 | 4.5 |
| Freedom Savings Plan (HMO) | Elevance Health, Inc. | HMO | $0.00 | — | $4200.00 | 4.5 |
| Freedom VIP Care (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $1000.00 | 4.5 |
| Freedom VIP Savings (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| Freedom VIP Savings COPD (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0.00 | $0.00 | $3100.00 | — |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $4.80 | $615.00 | $9250.00 | — |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0.00 | $0.00 | $2700.00 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0.00 | $615.00 | $9250.00 | — |
| Health First Complete Care H1099-023 (HMO) | Health First Shared Services, Inc. | HMO | $0.00 | $0.00 | $2400.00 | 4.0 |
| Health First Emerald Plus H1099-024 (HMO) | Health First Shared Services, Inc. | HMO | $0.00 | $0.00 | $3200.00 | 4.0 |
| Health First Premier Access H1099-025 (HMO-POS) | Health First Shared Services, Inc. | HMO-POS | $0.00 | $200.00 | $4500.00 | 4.0 |
| HealthSpring Preferred (HMO) | Health Care Service Corporation | HMO | $0.00 | $200.00 | $2000.00 | 3.5 |
| HealthSpring Preferred Savings (HMO) | Health Care Service Corporation | HMO | $0.00 | $300.00 | $4800.00 | 3.5 |
| HealthSpring TotalCare (HMO D-SNP) | Health Care Service Corporation | HMO D-SNP | $4.80 | $615.00 | $2950.00 | 3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | Health Care Service Corporation | HMO D-SNP | $4.80 | $615.00 | $1500.00 | 3.5 |
| Humana Direct Choice Giveback (PPO) | Humana Inc. | PPO | $0.00 | $130.00 | $6750.00 | 4.5 |
| Humana Direct Choice Giveback (PPO) | Humana Inc. | PPO | $0.00 | $250.00 | $6750.00 | 3.5 |
| Humana Dual Integrated (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 |
| Humana Full Access Giveback H5216-393 (PPO) | Humana Inc. | PPO | $0.00 | $600.00 | $6750.00 | 3.5 |
| Humana Full Access Giveback H7617-111 (PPO) | Humana Inc. | PPO | $0.00 | $600.00 | $6750.00 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $20.00 | $3400.00 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $3100.00 | 4.5 |
| Humana Gold Plus Giveback H1036-269 (HMO) | Humana Inc. | HMO | $0.00 | $0.00 | $3200.00 | 4.5 |
| Humana Gold Plus H1036-146 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $2400.00 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $615.00 | $3100.00 | 4.5 |
| Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $320.00 | $3400.00 | 4.5 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 |
| Humana USAA Honor Giveback (HMO) | Humana Inc. | HMO | $0.00 | — | $6700.00 | 4.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6000.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 4.5 |
| HumanaChoice Florida H5216-072 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $5600.00 | 3.5 |
| HumanaChoice Florida H7284-001 (PPO) | Humana Inc. | PPO | $79.00 | $615.00 | $2500.00 | 3.5 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $4.80 | $615.00 | $4900.00 | 3.5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana Inc. | Regional PPO | $184.00 | $615.00 | $6700.00 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana Inc. | Regional PPO | $42.00 | — | $7550.00 | 3.5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana Inc. | Regional PPO | $41.00 | $615.00 | $7550.00 | 3.5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Founders, LLC | HMO I-SNP | $4.80 | $615.00 | $9250.00 | — |
| Optimum Diamond Savings (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $5000.00 | 4.5 |
| Optimum Diamond Savings COPD (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $5000.00 | 4.5 |
| Optimum Emerald Full (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Optimum Emerald Partial (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Optimum Gold Rewards Plan (HMO) | Elevance Health, Inc. | HMO | $0.00 | $0.00 | $4200.00 | 4.5 |
| Premier by Ultimate (HMO) | Ultimate Healthcare Holdings, LLC | HMO | $0.00 | $0.00 | $2900.00 | 4.0 |
| Premier Care (HMO I-SNP) | Curana Health Holdings, LLC | HMO I-SNP | $0.00 | $450.00 | $2200.00 | — |
| Senior Care (HMO I-SNP) | Curana Health Holdings, LLC | HMO I-SNP | $4.80 | $615.00 | $9250.00 | — |
| Simply Complete (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 |
| Simply Extra Platinum (HMO) | Elevance Health, Inc. | HMO | $0.00 | $0.00 | $3200.00 | 4.5 |
| Simply Integrated (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 |
| Simply Level (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $3450.00 | 4.5 |
| Simply Level Platinum (HMO C-SNP) | Elevance Health, Inc. | HMO C-SNP | $0.00 | $0.00 | $3200.00 | 4.5 |
| Simply More (HMO) | Elevance Health, Inc. | HMO | $0.00 | $0.00 | $3450.00 | 4.5 |
| Solis Guardian Plan (HMO D-SNP) | Athena Healthcare Holdings, LLC | HMO D-SNP | $4.80 | $615.00 | $3400.00 | 3.5 |
| Solis Healthy Living Plan (HMO) | Athena Healthcare Holdings, LLC | HMO | $0.00 | $0.00 | $2900.00 | 3.5 |
| Solis Wellness Giveback Plan (HMO C-SNP) | Athena Healthcare Holdings, LLC | HMO C-SNP | $0.00 | $0.00 | $3400.00 | 3.5 |
| Solis Wellness Plan (HMO C-SNP) | Athena Healthcare Holdings, LLC | HMO C-SNP | $0.00 | $0.00 | $2900.00 | 3.5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealth Group, Inc. | HMO-POS C-SNP | $0.00 | $270.00 | $3400.00 | 4.5 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $442.00 | $9250.00 | 4.5 |
| UHC Dual Complete FL-D003 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) | UnitedHealth Group, Inc. | Regional PPO D-SNP | $4.80 | $615.00 | $9250.00 | 3.5 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealth Group, Inc. | PPO I-SNP | $4.80 | $615.00 | $9250.00 | 4.5 |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
| Wellcare Dual Reserve (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $3000.00 | 4.0 |
| Wellcare Giveback (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $7200.00 | 4.0 |
| Wellcare Patriot Giveback (HMO) | Centene Corporation | HMO | $0.00 | — | $5000.00 | 4.0 |
| Wellcare Simple (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $2000.00 | 4.0 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene Corporation | HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.0 |
Stand-alone Part D prescription drug plans (statewide, 10)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $86.20 | $119.10 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $98.70 | $98.70 | $615.00 | — |
| BlueMedicare Complete Rx (PDP) | Guidewell Mutual Holding Corporation | $197.70 | $217.00 | $615.00 | — |
| BlueMedicare Premier Rx (PDP) | Guidewell Mutual Holding Corporation | $98.60 | $98.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $92.70 | $92.70 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $62.90 | $115.90 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $6.50 | $25.90 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $98.30 | $98.30 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $0.00 | $0.00 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $21.50 | $0.00 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.
- We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
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