Medicare Advantage & Part D plans in McHenry County, Illinois (2026)
CMS lists 73 Medicare plans for McHenry County, Illinois in 2026 from 10 organizations: 39 Medicare Advantage plans with drug coverage (MA-PD), 7 Medicare Advantage plans without drug coverage (MA), 15 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (61)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $440.00 | $2900.00 | 4.0 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $600.00 | $3900.00 | 4.0 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $37.00 | $440.00 | $2900.00 | 4.0 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) | UnitedHealth Group, Inc. | PPO | $68.00 | $600.00 | $5400.00 | 3.5 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $520.00 | $3900.00 | 4.0 |
| AARP Medicare Advantage from UHC IL-5 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $6700.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $6700.00 | 3.5 |
| Aetna Medicare Eagle (PPO) | CVS Health Corporation | PPO | $0.00 | — | $4900.00 | 4.5 |
| Aetna Medicare Enhanced (PPO) | CVS Health Corporation | PPO | $60.00 | $615.00 | $6750.00 | 3.5 |
| Aetna Medicare FIDE (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $15.20 | $615.00 | $9250.00 | — |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | CVS Health Corporation | HMO C-SNP | $0.00 | $200.00 | $6750.00 | — |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) | CVS Health Corporation | HMO C-SNP | $15.20 | $615.00 | $9250.00 | — |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $6750.00 | 3.5 |
| Blue Cross Medicare Advantage Basic (HMO) | Health Care Service Corporation | HMO | $0.00 | $450.00 | $4500.00 | 3.0 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) | Health Care Service Corporation | HMO-POS | $0.00 | $450.00 | $6750.00 | 3.0 |
| Blue Cross Medicare Advantage Choice Plus (PPO) | Health Care Service Corporation | PPO | $90.00 | $450.00 | $5100.00 | 3.0 |
| Blue Cross Medicare Advantage Choice Premier (PPO) | Health Care Service Corporation | PPO | $155.00 | $300.00 | $4850.00 | 3.0 |
| Blue Cross Medicare Advantage Classic (PPO) | Health Care Service Corporation | PPO | $0.00 | $615.00 | $5500.00 | 3.0 |
| Blue Cross Medicare Advantage Dental Premier (PPO) | Health Care Service Corporation | PPO | $0.00 | $615.00 | $7500.00 | 3.0 |
| Blue Cross Medicare Advantage Health Choice (PPO) | Health Care Service Corporation | PPO | $0.00 | $615.00 | $9000.00 | 3.0 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) | Health Care Service Corporation | HMO-POS | $83.00 | $450.00 | $3500.00 | 3.0 |
| Blue Cross Medicare Advantage Protect (PPO) | Health Care Service Corporation | PPO | $0.00 | — | $6750.00 | 3.0 |
| Blue Cross Medicare Advantage Secure (HMO) | Health Care Service Corporation | HMO | $0.00 | $450.00 | $4750.00 | 3.5 |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) | Group 1001 | HMO C-SNP | $0.00 | $300.00 | $6751.00 | — |
| Clear Spring Health BrightPath Advantage (HMO) | Group 1001 | HMO | $0.00 | $200.00 | $3000.00 | 3.0 |
| Clear Spring Health BrightPath Advantage (HMO) | Group 1001 | HMO | $0.00 | $200.00 | $2900.00 | — |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) | Devoted Health, Inc. | HMO C-SNP | $15.20 | $615.00 | $9250.00 | 4.0 |
| DEVOTED C-SNP PREMIUM 005 IL (HMO C-SNP) | Devoted Health, Inc. | HMO C-SNP | $15.20 | $615.00 | $3500.00 | 4.0 |
| DEVOTED CHOICE 001 IL (PPO) | Devoted Health, Inc. | PPO | $0.00 | $395.00 | $4700.00 | 3.5 |
| DEVOTED CHOICE 010 IL (PPO) | Devoted Health, Inc. | PPO | $0.00 | $355.00 | $4900.00 | 3.5 |
| DEVOTED CORE 001 IL (HMO) | Devoted Health, Inc. | HMO | $0.00 | $395.00 | $2700.00 | 4.0 |
| DEVOTED GIVEBACK 003 IL (HMO) | Devoted Health, Inc. | HMO | $0.00 | $605.00 | $8850.00 | 4.0 |
| HealthSpring Preferred (HMO) | Health Care Service Corporation | HMO | $0.00 | $200.00 | $2000.00 | 4.0 |
| HealthSpring Preferred Savings (HMO) | Health Care Service Corporation | HMO | $0.00 | $200.00 | $4000.00 | 4.0 |
| HealthSpring True Choice (PPO) | Health Care Service Corporation | PPO | $0.00 | $200.00 | $4000.00 | 3.0 |
| HealthSpring True Choice Savings (PPO) | Health Care Service Corporation | PPO | $0.00 | $200.00 | $4250.00 | 3.0 |
| Humana Dual Fully Integrated (HMO D-SNP) | Humana Inc. | HMO D-SNP | $0.00 | $390.00 | $9250.00 | — |
| Humana Full Access H5216-412 (PPO) | Humana Inc. | PPO | $0.00 | $400.00 | $4500.00 | 3.5 |
| Humana Full Access H7617-009 (PPO) | Humana Inc. | PPO | $0.00 | $400.00 | $4500.00 | 4.5 |
| Humana Gold Choice H8145-006 (PFFS) | Humana Inc. | PFFS | $37.00 | $615.00 | $6800.00 | 3.5 |
| Humana Gold Plus H1468-013 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $2150.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6000.00 | 4.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6000.00 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana Inc. | Regional PPO | $0.00 | — | $6750.00 | 3.0 |
| HumanaChoice H5216-013 (PPO) | Humana Inc. | PPO | $87.00 | $615.00 | $6550.00 | 3.5 |
| HumanaChoice H5216-251 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $3600.00 | 3.5 |
| HumanaChoice H7617-018 (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $3600.00 | 4.5 |
| HumanaChoice R5361-002 (Regional PPO) | Humana Inc. | Regional PPO | $103.00 | $615.00 | $7200.00 | 3.0 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare, Inc. | HMO D-SNP | $0.00 | $615.00 | $9250.00 | — |
| Provider Partners Illinois Advantage Plan (HMO I-SNP) | Rifkin Managed Care Holding, LLC | HMO I-SNP | $15.20 | $615.00 | $9250.00 | 4.0 |
| UHC Complete Care Support IL-1A (PPO C-SNP) | UnitedHealth Group, Inc. | PPO C-SNP | $15.20 | $450.00 | $9250.00 | 4.5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) | UnitedHealth Group, Inc. | HMO-POS C-SNP | $15.20 | $615.00 | $3500.00 | 4.0 |
| Wellcare Giveback (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $7500.00 | 3.0 |
| Wellcare Meridian Dual Align (HMO D-SNP) | Centene Corporation | HMO D-SNP | $14.20 | $400.00 | $9250.00 | — |
| Wellcare Patriot Giveback (HMO) | Centene Corporation | HMO | $0.00 | — | $5500.00 | 3.0 |
| Wellcare Simple Essential (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $4200.00 | 3.0 |
| Wellcare Simple Essential Value (HMO) | Centene Corporation | HMO | $0.00 | $615.00 | $3900.00 | 3.0 |
| Zing Choice IL (HMO) | Zing Health Consolidator, Inc | HMO | $0.00 | $0.00 | $3850.00 | 2.5 |
| Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP) | Zing Health Consolidator, Inc | HMO C-SNP | $0.00 | $0.00 | $3650.00 | 2.5 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | Zing Health Consolidator, Inc | HMO C-SNP | $0.00 | $615.00 | $7000.00 | 2.5 |
| Zing Select Dialysis IL (HMO C-SNP) | Zing Health Consolidator, Inc | HMO C-SNP | $0.00 | $0.00 | $4600.00 | 2.5 |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $69.90 | $103.90 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $40.20 | $40.20 | $615.00 | — |
| Blue Cross MedicareRx Basic (PDP) | Health Care Service Corporation | $89.70 | $89.70 | $615.00 | — |
| Blue Cross MedicareRx Value (PDP) | Health Care Service Corporation | $89.80 | $119.70 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $104.20 | $104.20 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $45.30 | $66.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $0.00 | $0.00 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $74.00 | $119.40 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $22.20 | $0.00 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $94.90 | $94.90 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $0.00 | $0.00 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $21.10 | $0.00 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.