Medicare Advantage & Part D plans in Harford County, Maryland (2026)
CMS lists 43 Medicare plans for Harford County, Maryland in 2026 from 10 organizations: 13 Medicare Advantage plans with drug coverage (MA-PD), 6 Medicare Advantage plans without drug coverage (MA), 14 Special Needs Plans (SNP), and 10 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (33)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | — | $6750.00 | 4.5 |
| Aetna Medicare Elite (PPO) | CVS Health Corporation | PPO | $46.00 | $615.00 | $6750.00 | 4.5 |
| Alterwood Advantage Choice (HMO) | LifeBridge Health, Inc. | HMO | $30.00 | $0.00 | $7500.00 | 3.5 |
| Alterwood Advantage Choice Plus (HMO) | LifeBridge Health, Inc. | HMO | $122.00 | $0.00 | $6500.00 | 3.5 |
| Alterwood Advantage Dual Secure (HMO D-SNP) | LifeBridge Health, Inc. | HMO D-SNP | $28.10 | $615.00 | $9250.00 | 3.5 |
| Alterwood Advantage Dual Value (HMO D-SNP) | LifeBridge Health, Inc. | HMO D-SNP | $31.20 | $615.00 | $9250.00 | 3.5 |
| Alterwood Advantage Freedom (HMO) | LifeBridge Health, Inc. | HMO | $0.00 | — | $9250.00 | 3.5 |
| Alterwood Advantage Select (HMO) | LifeBridge Health, Inc. | HMO | $0.00 | $295.00 | $7500.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) | CareFirst, Inc. | PPO | $42.00 | $0.00 | $7300.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) | CareFirst, Inc. | HMO D-SNP | $0.00 | $615.00 | $8850.00 | 3.0 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO) | CareFirst, Inc. | PPO | $0.00 | $0.00 | $8300.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) | CareFirst, Inc. | PPO | $0.00 | — | $5900.00 | 3.5 |
| CommuniCare Advantage ISNP (HMO I-SNP) | SNP Holdings, LLC | HMO I-SNP | $31.20 | $615.00 | $9250.00 | — |
| HealthSpring Achieve (HMO C-SNP) | Health Care Service Corporation | HMO C-SNP | $51.00 | $250.00 | $7950.00 | 3.0 |
| HealthSpring Alliance (HMO) | Health Care Service Corporation | HMO | $28.00 | $250.00 | $9200.00 | 3.0 |
| HealthSpring Courage (HMO) | Health Care Service Corporation | HMO | $0.00 | — | $6750.00 | 3.0 |
| HealthSpring Preferred Plus (HMO) | Health Care Service Corporation | HMO | $38.00 | $0.00 | $9000.00 | 3.0 |
| HealthSpring TotalCare Plus (HMO D-SNP) | Health Care Service Corporation | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 3.0 |
| Humana Gold Plus H6622-081 (HMO) | Humana Inc. | HMO | $35.00 | $615.00 | $8950.00 | 3.5 |
| Humana Gold Plus H6622-095 (HMO) | Humana Inc. | HMO | $0.00 | $615.00 | $9250.00 | 3.5 |
| Humana USAA Honor Giveback (HMO) | Humana Inc. | HMO | $0.00 | — | $6750.00 | 3.5 |
| Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP) | Kaiser Foundation Health Plan, Inc. | HMO D-SNP | $0.00 | $295.00 | $9250.00 | 4.5 |
| Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP) | Kaiser Foundation Health Plan, Inc. | HMO D-SNP | $0.00 | $200.00 | $9250.00 | 4.5 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | Kaiser Foundation Health Plan, Inc. | HMO-POS | $104.00 | $0.00 | $5700.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | — | $5900.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) | Kaiser Foundation Health Plan, Inc. | HMO-POS | $38.00 | $0.00 | $8900.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Value 2 MD (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | $0.00 | $8900.00 | 4.5 |
| Provider Partners Maryland Advantage Plan (HMO I-SNP) | Rifkin Managed Care Holding, LLC | HMO I-SNP | $31.20 | $615.00 | $9250.00 | — |
| Provider Partners Maryland Community Plan (HMO I-SNP) | Rifkin Managed Care Holding, LLC | HMO I-SNP | $0.00 | $615.00 | $3750.00 | — |
| Provider Partners Maryland Essential Plan (HMO I-SNP) | Rifkin Managed Care Holding, LLC | HMO I-SNP | $31.20 | $615.00 | $9250.00 | — |
| UHC Dual Complete MD-Q001 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $475.00 | $9250.00 | 3.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP) | UnitedHealth Group, Inc. | HMO D-SNP | $3.60 | $615.00 | $9250.00 | 3.5 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | UnitedHealth Group, Inc. | PPO I-SNP | $27.80 | $615.00 | $9250.00 | 4.5 |
Stand-alone Part D prescription drug plans (statewide, 10)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $62.00 | $94.50 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $37.80 | $37.80 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $32.60 | $32.60 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $41.90 | $66.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $0.00 | $0.00 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $62.50 | $108.60 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $14.00 | $4.30 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $97.40 | $97.40 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $5.70 | $5.70 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $14.90 | $5.60 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.