Medicare Advantage & Part D plans in Montgomery County, Maryland (2026)
CMS lists 50 Medicare plans for Montgomery County, Maryland in 2026 from 10 organizations: 19 Medicare Advantage plans with drug coverage (MA-PD), 8 Medicare Advantage plans without drug coverage (MA), 13 Special Needs Plans (SNP), and 10 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (40)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | — | $6750.00 | 4.5 |
| Aetna Medicare Elite (PPO) | CVS Health Corporation | PPO | $46.00 | $615.00 | $6750.00 | 4.5 |
| Alterwood Advantage Choice (HMO) | LifeBridge Health, Inc. | HMO | $30.00 | $0.00 | $7500.00 | 3.5 |
| Alterwood Advantage Choice Plus (HMO) | LifeBridge Health, Inc. | HMO | $122.00 | $0.00 | $6500.00 | 3.5 |
| Alterwood Advantage Dual Secure (HMO D-SNP) | LifeBridge Health, Inc. | HMO D-SNP | $28.10 | $615.00 | $9250.00 | 3.5 |
| Alterwood Advantage Dual Value (HMO D-SNP) | LifeBridge Health, Inc. | HMO D-SNP | $31.20 | $615.00 | $9250.00 | 3.5 |
| Alterwood Advantage Freedom (HMO) | LifeBridge Health, Inc. | HMO | $0.00 | — | $9250.00 | 3.5 |
| Alterwood Advantage Select (HMO) | LifeBridge Health, Inc. | HMO | $0.00 | $295.00 | $7500.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) | CareFirst, Inc. | PPO | $42.00 | $0.00 | $7300.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) | CareFirst, Inc. | HMO D-SNP | $0.00 | $615.00 | $8850.00 | 3.0 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO) | CareFirst, Inc. | PPO | $0.00 | $0.00 | $8300.00 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) | CareFirst, Inc. | PPO | $0.00 | — | $5900.00 | 3.5 |
| CommuniCare Advantage ISNP (HMO I-SNP) | SNP Holdings, LLC | HMO I-SNP | $31.20 | $615.00 | $9250.00 | — |
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealth Group, Inc. | HMO-POS C-SNP | $182.00 | $270.00 | $3400.00 | 5.0 |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $89.00 | $355.00 | $4900.00 | 5.0 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealth Group, Inc. | HMO-POS I-SNP | $0.00 | $0.00 | $1000.00 | 5.0 |
| Erickson Advantage Liberty (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $14.00 | $600.00 | $6750.00 | 5.0 |
| Erickson Advantage Liberty no Rx (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | — | $6750.00 | 5.0 |
| Erickson Advantage Signature (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $182.00 | $270.00 | $2900.00 | 5.0 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| HumanaChoice H5216-376 (PPO) | Humana Inc. | PPO | $9.40 | $615.00 | $7550.00 | 3.5 |
| HumanaChoice H5216-387 (PPO) | Humana Inc. | PPO | $54.00 | $500.00 | $7550.00 | 3.5 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $28.40 | $615.00 | $9250.00 | 3.5 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| Johns Hopkins Advantage MD (HMO) | Johns Hopkins Healthcare LLC | HMO | $45.00 | $590.00 | $8950.00 | 3.5 |
| Johns Hopkins Advantage MD (PPO) | Johns Hopkins Healthcare LLC | PPO | $95.00 | $615.00 | $7550.00 | 3.0 |
| Johns Hopkins Advantage MD D-SNP (HMO D-SNP) | Johns Hopkins Healthcare LLC | HMO D-SNP | $31.20 | $615.00 | $9250.00 | 3.5 |
| Johns Hopkins Advantage MD Plus (PPO) | Johns Hopkins Healthcare LLC | PPO | $155.00 | $615.00 | $7550.00 | 3.0 |
| Johns Hopkins Advantage MD Primary (PPO) | Johns Hopkins Healthcare LLC | PPO | $5.00 | $590.00 | $7550.00 | 3.0 |
| Johns Hopkins Advantage MD Tribute (HMO) | Johns Hopkins Healthcare LLC | HMO | $0.00 | — | $6800.00 | 3.5 |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) | Kaiser Foundation Health Plan, Inc. | HMO D-SNP | $0.00 | $210.00 | $9250.00 | 4.5 |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) | Kaiser Foundation Health Plan, Inc. | HMO D-SNP | $0.00 | $200.00 | $9250.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | Kaiser Foundation Health Plan, Inc. | HMO-POS | $28.00 | $150.00 | $7500.00 | 4.5 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | Kaiser Foundation Health Plan, Inc. | HMO-POS | $104.00 | $0.00 | $5700.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | — | $5900.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) | Kaiser Foundation Health Plan, Inc. | HMO-POS | $28.00 | $0.00 | $7900.00 | 4.5 |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) | Kaiser Foundation Health Plan, Inc. | HMO | $0.00 | $0.00 | $8200.00 | 4.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP) | UnitedHealth Group, Inc. | HMO D-SNP | $3.60 | $615.00 | $9250.00 | 3.5 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | UnitedHealth Group, Inc. | PPO I-SNP | $27.80 | $615.00 | $9250.00 | 4.5 |
Stand-alone Part D prescription drug plans (statewide, 10)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $62.00 | $94.50 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $37.80 | $37.80 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $32.60 | $32.60 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $41.90 | $66.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $0.00 | $0.00 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $62.50 | $108.60 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $14.00 | $4.30 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $97.40 | $97.40 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $5.70 | $5.70 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $14.90 | $5.60 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.