Medicare Advantage & Part D plans in Kalkaska County, Michigan (2026)
CMS lists 68 Medicare plans for Kalkaska County, Michigan in 2026 from 10 organizations: 37 Medicare Advantage plans with drug coverage (MA-PD), 8 Medicare Advantage plans without drug coverage (MA), 11 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (56)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $6700.00 | 3.5 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) | UnitedHealth Group, Inc. | PPO | $64.00 | $600.00 | $5400.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $6700.00 | 3.5 |
| Aetna Medicare Eagle (PPO) | CVS Health Corporation | PPO | $0.00 | — | $4900.00 | 4.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $8.80 | $615.00 | $9250.00 | 3.0 |
| Aetna Medicare Signature (HMO-POS) | CVS Health Corporation | HMO-POS | $0.00 | $615.00 | $5900.00 | 3.0 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $5200.00 | 4.5 |
| BCN Advantage Classic (HMO-POS) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | HMO-POS | $123.60 | $0.00 | $4400.00 | 4.5 |
| BCN Advantage Elements (HMO-POS) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | HMO-POS | $0.00 | — | $4500.00 | 4.5 |
| BCN Advantage Prestige (HMO-POS) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | HMO-POS | $231.00 | $0.00 | $4000.00 | 4.5 |
| HAP Medicare Connect (HMO) | Henry Ford Health System | HMO | $0.00 | $150.00 | $5000.00 | 4.0 |
| HAP Medicare Diabetes and Heart (HMO C-SNP) | Henry Ford Health System | HMO C-SNP | $8.80 | $615.00 | $9250.00 | 4.0 |
| HAP Medicare Explore (PPO) | Henry Ford Health System | PPO | $0.00 | $200.00 | $5400.00 | 4.0 |
| HAP Medicare MedicalAccess (HMO) | Henry Ford Health System | HMO | $0.00 | — | $4500.00 | 4.0 |
| HAP Medicare Prime (PPO) | Henry Ford Health System | PPO | $0.00 | $200.00 | $5650.00 | 4.0 |
| HAP Medicare Superior (HMO) | Henry Ford Health System | HMO | $0.00 | $150.00 | $5100.00 | 4.0 |
| HAP Member Assist (PPO) | Henry Ford Health System | PPO | $8.80 | $615.00 | $5200.00 | 4.0 |
| HAP Senior Plus (PPO) | Henry Ford Health System | PPO | $165.00 | $0.00 | $4150.00 | 4.0 |
| Humana Dual Select H5216-385 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $8.80 | $615.00 | $9250.00 | 3.5 |
| Humana Full Access Giveback H5216-306 (PPO) | Humana Inc. | PPO | $0.00 | $0.00 | $9150.00 | 3.5 |
| Humana Full Access Giveback H7617-058 (PPO) | Humana Inc. | PPO | $0.00 | $0.00 | $9150.00 | 4.5 |
| Humana Full Access H5216-011 (PPO) | Humana Inc. | PPO | $18.00 | $300.00 | $5700.00 | 3.5 |
| Humana Full Access R0110-014 (Regional PPO) | Humana Inc. | Regional PPO | $54.00 | $615.00 | $6550.00 | 3.5 |
| Humana Gold Choice H8145-006 (PFFS) | Humana Inc. | PFFS | $37.00 | $615.00 | $6800.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6550.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6550.00 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana Inc. | PPO | $0.00 | $90.00 | $8650.00 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana Inc. | PPO | $0.00 | $90.00 | $8650.00 | 3.5 |
| Humana Value Plus H5216-382 (PPO) | Humana Inc. | PPO | $8.80 | $250.00 | $9250.00 | 3.5 |
| HumanaChoice R0110-013 (Regional PPO) | Humana Inc. | Regional PPO | $0.00 | — | $6550.00 | 3.5 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $8.80 | $615.00 | $9250.00 | 3.5 |
| McLaren Medicare Inspire (HMO) | McLaren Health Care Corporation | HMO | $0.00 | $615.00 | $6300.00 | 3.0 |
| McLaren Medicare Inspire Plus (HMO) | McLaren Health Care Corporation | HMO | $8.80 | $500.00 | $5900.00 | 3.0 |
| McLaren Medicare Inspire Select (HMO) | McLaren Health Care Corporation | HMO | $0.00 | $615.00 | $6750.00 | 3.0 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | PPO | $291.30 | $0.00 | $4000.00 | 4.5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | PPO | $154.20 | $0.00 | $4300.00 | 4.5 |
| Medicare Plus Blue Value (PPO) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | PPO | $0.00 | $615.00 | $6750.00 | 4.5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | PPO | $81.70 | $0.00 | $5000.00 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare, Inc. | HMO D-SNP | $0.00 | $425.00 | $9250.00 | 3.0 |
| PriorityMedicare (HMO-POS) | Corewell Health | HMO-POS | $110.00 | $0.00 | $4500.00 | 4.5 |
| PriorityMedicare D-SNP (HMO D-SNP) | Corewell Health | HMO D-SNP | $8.80 | $615.00 | $9250.00 | 3.5 |
| PriorityMedicare Key (HMO-POS) | Corewell Health | HMO-POS | $0.00 | $200.00 | $5800.00 | 4.5 |
| PriorityMedicare Merit (PPO) | Corewell Health | PPO | $129.00 | $0.00 | $4200.00 | 4.0 |
| PriorityMedicare Thrive (PPO) | Corewell Health | PPO | $0.00 | $250.00 | $6200.00 | 4.0 |
| PriorityMedicare Thrive Plus (PPO) | Corewell Health | PPO | $49.00 | $100.00 | $5600.00 | 4.0 |
| PriorityMedicare Value (HMO-POS) | Corewell Health | HMO-POS | $55.00 | $100.00 | $5100.00 | 4.5 |
| UHC Complete Care Support MI-3 (PPO C-SNP) | UnitedHealth Group, Inc. | PPO C-SNP | $8.80 | $615.00 | $6700.00 | 3.5 |
| UHC Dual Complete MI-S001 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $8.80 | $615.00 | $9250.00 | 4.5 |
| UHC Dual Complete MI-S002 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| UHC Dual Complete MI-S3 (HMO D-SNP) | UnitedHealth Group, Inc. | HMO D-SNP | $8.80 | $615.00 | $9250.00 | 3.5 |
| UHC Dual Complete MI-V001 (HMO-POS D-SNP) | UnitedHealth Group, Inc. | HMO-POS D-SNP | $0.20 | $615.00 | $6700.00 | 3.5 |
| Wellcare Assist (HMO-POS) | Centene Corporation | HMO-POS | $8.80 | $580.00 | $5000.00 | 3.0 |
| Wellcare Giveback (HMO-POS) | Centene Corporation | HMO-POS | $0.00 | $615.00 | $7550.00 | 3.0 |
| Wellcare Patriot Giveback Open (PPO) | Centene Corporation | PPO | $0.00 | — | $5000.00 | 3.0 |
| Wellcare Simple (HMO-POS) | Centene Corporation | HMO-POS | $0.00 | $615.00 | $5000.00 | 3.0 |
| Wellcare Simple Open (PPO) | Centene Corporation | PPO | $0.00 | $615.00 | $5200.00 | 3.0 |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $47.40 | $78.30 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $14.10 | $14.10 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $0.00 | $0.00 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $25.90 | $50.40 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $0.00 | $0.00 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $49.50 | $98.10 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $19.20 | $0.00 | $601.00 | — |
| Prescription Blue Premium (PDP) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $68.20 | $106.70 | $0.00 | — |
| Prescription Blue Select (PDP) | Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $78.40 | $78.40 | $615.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $78.30 | $78.30 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $0.00 | $0.00 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $20.60 | $0.00 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.