Medicare Advantage & Part D plans in Passaic County, New Jersey (2026)
CMS lists 62 Medicare plans for Passaic County, New Jersey in 2026 from 9 organizations: 31 Medicare Advantage plans with drug coverage (MA-PD), 8 Medicare Advantage plans without drug coverage (MA), 11 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (50)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $520.00 | $6700.00 | 3.5 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | $600.00 | $6700.00 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $62.00 | $420.00 | $6700.00 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $95.00 | $420.00 | $6500.00 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) | UnitedHealth Group, Inc. | PPO | $45.00 | $600.00 | $7900.00 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) | UnitedHealth Group, Inc. | PPO | $72.00 | $600.00 | $7550.00 | 3.5 |
| AARP Medicare Advantage from UHC NJ-6 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $8900.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) | UnitedHealth Group, Inc. | HMO-POS | $0.00 | — | $6700.00 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $6700.00 | 3.5 |
| Aetna Medicare Eagle Giveback (HMO) | CVS Health Corporation | HMO | $0.00 | — | $9250.00 | 4.0 |
| Aetna Medicare Eagle Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | — | $9250.00 | 4.5 |
| Aetna Medicare Elite (HMO) | CVS Health Corporation | HMO | $15.00 | $615.00 | $9250.00 | 4.0 |
| Aetna Medicare Enhanced Extra (PPO) | CVS Health Corporation | PPO | $91.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare FIDE (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $54.20 | $615.00 | $9250.00 | 3.0 |
| Aetna Medicare Prime (HMO-POS) | CVS Health Corporation | HMO-POS | $0.00 | $615.00 | $9250.00 | 4.0 |
| Aetna Medicare Prime (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Prime Extra (PPO) | CVS Health Corporation | PPO | $74.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Prime Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $9250.00 | 4.5 |
| Aetna Medicare Signature (HMO) | CVS Health Corporation | HMO | $108.00 | $615.00 | $9250.00 | 4.0 |
| Aetna Medicare Signature (PPO) | CVS Health Corporation | PPO | $94.00 | $500.00 | $9250.00 | 4.5 |
| Aetna Medicare Signature (Regional PPO) | CVS Health Corporation | Regional PPO | $139.00 | $615.00 | $9250.00 | 4.0 |
| Braven Medicare Freedom (PPO) | Horizon Mutual Holdings, Inc | PPO | $40.00 | $300.00 | $9250.00 | 4.0 |
| Braven Medicare Salute - No Rx (PPO) | Horizon Mutual Holdings, Inc | PPO | $0.00 | — | $7000.00 | 4.0 |
| Clover Health Choice (PPO) | Clover Health Holdings, Inc. | PPO | $0.00 | $150.00 | $9250.00 | 3.5 |
| Clover Health Choice Giveback (PPO) | Clover Health Holdings, Inc. | PPO | $0.00 | $200.00 | $8499.00 | 3.5 |
| Clover Health Choice Value (PPO) | Clover Health Holdings, Inc. | PPO | $31.00 | $220.00 | $9250.00 | 3.5 |
| Clover Health Classic (HMO) | Clover Health Holdings, Inc. | HMO | $0.00 | $0.00 | $6000.00 | 4.0 |
| Clover Health Valor (PPO) | Clover Health Holdings, Inc. | PPO | $0.00 | — | $9250.00 | 3.5 |
| Clover Health Value (HMO) | Clover Health Holdings, Inc. | HMO | $31.00 | $200.00 | $4500.00 | 4.0 |
| HealthSpring True Choice (PPO) | Health Care Service Corporation | PPO | $0.00 | $250.00 | $6800.00 | 3.0 |
| Horizon NJ TotalCare (HMO D-SNP) | Horizon Mutual Holdings, Inc | HMO D-SNP | $42.70 | $615.00 | $9250.00 | 4.0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana Inc. | HMO C-SNP | $0.00 | $450.00 | $8850.00 | 3.5 |
| Humana Gold Plus H6622-100 (HMO) | Humana Inc. | HMO | $0.00 | $225.00 | $8500.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6750.00 | 3.5 |
| HumanaChoice Giveback H5216-319 (PPO) | Humana Inc. | PPO | $0.00 | $360.00 | $7250.00 | 3.5 |
| HumanaChoice Giveback H7617-045 (PPO) | Humana Inc. | PPO | $0.00 | $360.00 | $7250.00 | 4.5 |
| HumanaChoice H5216-461 (PPO) | Humana Inc. | PPO | $31.10 | $615.00 | $9250.00 | 3.5 |
| Longevity Health Plan (PPO I-SNP) | Longevity Health Founders, LLC | PPO I-SNP | $172.00 | $615.00 | $4250.00 | 4.0 |
| Longevity Health Plan (PPO I-SNP) | Longevity Health Founders, LLC | PPO I-SNP | $40.00 | $615.00 | $9250.00 | 4.0 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) | UnitedHealth Group, Inc. | HMO D-SNP | $37.20 | $615.00 | $9250.00 | 3.5 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) | UnitedHealth Group, Inc. | PPO I-SNP | $42.40 | $615.00 | $9250.00 | 4.5 |
| Wellcare Assist (HMO-POS) | Centene Corporation | HMO-POS | $45.20 | $615.00 | $9250.00 | 3.5 |
| Wellcare Fidelis Dual Align (HMO D-SNP) | Centene Corporation | HMO D-SNP | $54.20 | $615.00 | $9250.00 | 3.5 |
| Wellcare Giveback (HMO-POS) | Centene Corporation | HMO-POS | $0.00 | $615.00 | $9250.00 | 3.5 |
| Wellcare Low Premium (HMO-POS) | Centene Corporation | HMO-POS | $34.00 | $615.00 | $9250.00 | 3.5 |
| Wellcare Patriot Simple (HMO-POS) | Centene Corporation | HMO-POS | $0.00 | — | $7550.00 | 3.5 |
| Wellcare Simple (HMO-POS) | Centene Corporation | HMO-POS | $0.00 | $615.00 | $9250.00 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $32.10 | $615.00 | $9250.00 | 3.0 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) | Elevance Health, Inc. | HMO-POS D-SNP | $32.10 | $615.00 | $9250.00 | 3.0 |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Elevance Health, Inc. | HMO-POS C-SNP | $0.00 | $340.00 | $9250.00 | 3.0 |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $86.70 | $118.90 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $77.40 | $77.40 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $109.30 | $109.30 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $41.40 | $59.90 | $615.00 | — |
| Horizon Medicare Blue Rx Enhanced (PDP) | Horizon Mutual Holdings, Inc | $116.20 | $139.10 | $200.00 | — |
| Horizon Medicare Blue Rx Standard (PDP) | Horizon Mutual Holdings, Inc | $72.30 | $72.30 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $4.40 | $4.40 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $70.50 | $111.90 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $16.70 | $35.60 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $97.40 | $97.40 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $28.20 | $28.20 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $1.00 | $22.80 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.