Medicare Advantage & Part D plans in Orleans County, New York (2026)

CMS lists 62 Medicare plans for Orleans County, New York in 2026 from 11 organizations: 26 Medicare Advantage plans with drug coverage (MA-PD), 9 Medicare Advantage plans without drug coverage (MA), 17 Special Needs Plans (SNP), and 10 stand-alone Part D plans available statewide.

According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.

These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.

Medicare Advantage, SNP, and Cost plans (52)

PlanOrganizationTypeMonthly premiumDrug deductibleMOOP (in-network)Overall stars
AARP Medicare Advantage from UHC NY-0007 (HMO-POS)UnitedHealth Group, Inc.HMO-POS$0.00$440.00$8300.003.5
AARP Medicare Advantage from UHC NY-0019 (PPO)UnitedHealth Group, Inc.PPO$38.00$600.00$8500.003.5
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)UnitedHealth Group, Inc.HMO-POS$0.00$6700.003.5
Aetna Medicare Eagle Giveback (PPO)CVS Health CorporationPPO$0.00$9250.004.5
Aetna Medicare Elite (PPO)CVS Health CorporationPPO$84.00$615.00$9250.004.5
Aetna Medicare Enhanced (PPO)CVS Health CorporationPPO$131.00$615.00$9250.004.5
Aetna Medicare Full Dual (HMO D-SNP)CVS Health CorporationHMO D-SNP$36.20$615.00$9250.003.0
Aetna Medicare Longevity (PPO I-SNP)CVS Health CorporationPPO I-SNP$58.80$615.00$9250.004.5
Community Blue Medicare HMO Distinct (HMO)Highmark HealthHMO$59.00$615.00$6750.004.0
Community Blue Medicare HMO Merit (HMO)Highmark HealthHMO$0.00$615.00$8300.004.0
Community Blue Medicare HMO Signature (HMO)Highmark HealthHMO$0.00$615.00$6750.004.0
Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP)Elderplan, Inc.HMO-POS I-SNP$44.80$615.00$9250.003.5
Elderplan Select (HMO-POS I-SNP)Elderplan, Inc.HMO-POS I-SNP$0.00$0.00$7500.003.5
Forever Blue 751 (PPO)Highmark HealthPPO$210.00$615.00$6700.004.5
Forever Blue Value (PPO)Highmark HealthPPO$152.00$615.00$6700.004.5
Freedom Valor (PPO)Highmark HealthPPO$0.00$6700.004.5
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)Humana Inc.HMO D-SNP$0.00$615.00$9250.003.0
Humana USAA Honor Giveback (PPO)Humana Inc.PPO$0.00$4950.003.0
HumanaChoice Giveback H5970-030 (PPO)Humana Inc.PPO$0.00$615.00$9250.003.0
HumanaChoice H5970-029 (PPO)Humana Inc.PPO$32.00$615.00$9250.003.0
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)Humana Inc.PPO D-SNP$0.90$615.00$9250.003.0
iCircle Dual Advantage (HMO D-SNP)CDS Monarch, Inc.HMO D-SNP$58.80$615.00$9250.00
Independent Health's Encompass 65 (HMO)Independent Health Association, Inc.HMO$0.00$6750.005.0
Independent Health's Encompass 65 RED 042 (HMO)Independent Health Association, Inc.HMO$40.00$250.00$9250.005.0
Independent Health's Encompass 65 RED 043 (HMO)Independent Health Association, Inc.HMO$190.00$50.00$7000.005.0
Independent Health's Encompass 65 RED 044 (HMO)Independent Health Association, Inc.HMO$95.00$150.00$7500.005.0
Independent Health's Medicare Family Choice (HMO I-SNP)Independent Health Association, Inc.HMO I-SNP$58.80$0.00$3000.005.0
Independent Health's Medicare Passport Connect (PPO)Independent Health Association, Inc.PPO$58.80$615.00$9250.004.5
MVP Medicare Preferred Gold with Part D (HMO-POS)MVP Health Care, Inc.HMO-POS$229.00$300.00$6800.004.0
MVP Medicare Preferred Gold without Part D (HMO-POS)MVP Health Care, Inc.HMO-POS$0.00$7200.004.0
MVP Medicare WellSelect with Part D (PPO)MVP Health Care, Inc.PPO$160.00$615.00$9250.003.5
Senior Blue 601 (HMO)Highmark HealthHMO$0.00$6700.004.0
Senior Blue 651 (HMO)Highmark HealthHMO$97.00$615.00$6700.004.0
UHC Complete Care NY-30 (HMO-POS C-SNP)UnitedHealth Group, Inc.HMO-POS C-SNP$0.00$440.00$8300.003.5
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)UnitedHealth Group, Inc.HMO-POS D-SNP$31.00$615.00$9250.004.0
UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealth Group, Inc.PPO D-SNP$52.80$615.00$9250.004.5
UHC Dual Complete NY-S002 (HMO-POS D-SNP)UnitedHealth Group, Inc.HMO-POS D-SNP$58.80$615.00$9250.004.0
UHC Dual Complete NY-Y001 (HMO-POS D-SNP)UnitedHealth Group, Inc.HMO-POS D-SNP$58.80$615.00$9250.004.0
Univera Medicare Dual (HMO D-SNP)Lifetime Healthcare, Inc.HMO D-SNP$58.80$615.00$9250.00
Univera Medicare Freedom (HMO-POS)Lifetime Healthcare, Inc.HMO-POS$0.00$4500.004.0
Univera Medicare Total Care (HMO D-SNP)Lifetime Healthcare, Inc.HMO D-SNP$29.30$615.00$9250.00
Univera SeniorChoice Advanced (HMO-POS)Lifetime Healthcare, Inc.HMO-POS$50.80$300.00$7500.004.0
Univera SeniorChoice Basic (HMO)Lifetime Healthcare, Inc.HMO$0.00$615.00$8500.004.0
Univera SeniorChoice Core (PPO)Lifetime Healthcare, Inc.PPO$232.20$615.00$4000.003.5
Univera SeniorChoice Extra (HMO)Lifetime Healthcare, Inc.HMO$0.00$615.00$8500.004.0
Univera SeniorChoice Secure (HMO-POS)Lifetime Healthcare, Inc.HMO-POS$83.20$250.00$6000.004.0
Univera SeniorChoice Value Plus (HMO-POS)Lifetime Healthcare, Inc.HMO-POS$69.80$295.00$6700.004.0
Wellcare Fidelis Assist (HMO-POS)Centene CorporationHMO-POS$32.50$615.00$9250.003.0
Wellcare Fidelis Dual Align (HMO D-SNP)Centene CorporationHMO D-SNP$58.80$615.00$9250.003.0
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)Centene CorporationHMO D-SNP$58.80$580.00$9250.003.0
Wellcare Fidelis Patriot Simple (HMO-POS)Centene CorporationHMO-POS$0.00$9250.003.0
Wellcare Fidelis Simple (HMO-POS)Centene CorporationHMO-POS$0.00$615.00$9250.003.0

Stand-alone Part D prescription drug plans (statewide, 10)

PlanOrganizationBasic premiumTotal premiumDrug deductibleOverall stars
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealth Group, Inc.$131.20$163.70$130.00
AARP Medicare Rx Saver from UHC (PDP)UnitedHealth Group, Inc.$105.80$105.80$615.00
HealthSpring Assurance Rx (PDP)Health Care Service Corporation$35.70$35.70$615.00
HealthSpring Extra Rx (PDP)Health Care Service Corporation$73.40$91.60$615.00
Humana Basic Rx Plan (PDP)Humana Inc.$140.90$140.90$615.00
Humana Premier Rx Plan (PDP)Humana Inc.$129.60$173.60$0.00
Humana Value Rx Plan (PDP)Humana Inc.$137.90$158.90$601.00
SilverScript Choice (PDP)CVS Health Corporation$116.00$116.00$615.00
Wellcare Classic (PDP)Centene Corporation$45.70$45.70$615.00
Wellcare Value Script (PDP)Centene Corporation$21.50$42.40$615.00

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