Medicare Advantage & Part D plans in McDowell County, West Virginia (2026)
CMS lists 59 Medicare plans for McDowell County, West Virginia in 2026 from 10 organizations: 28 Medicare Advantage plans with drug coverage (MA-PD), 8 Medicare Advantage plans without drug coverage (MA), 11 Special Needs Plans (SNP), and 12 stand-alone Part D plans available statewide.
According to the CMS CY2026 Landscape file (March 2026), retrieved 2026-07-18. Figures below are taken directly from that file.
These lists are strictly descriptive — no recommendations. To compare plans against your own drug list and pharmacies and to enroll, use Medicare.gov's Plan Finder.
Medicare Advantage, SNP, and Cost plans (47)
| Plan | Organization | Type | Monthly premium | Drug deductible | MOOP (in-network) | Overall stars |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC WV-0001 (PPO) | UnitedHealth Group, Inc. | PPO | $57.00 | $600.00 | $6700.00 | 3.0 |
| AARP Medicare Advantage from UHC WV-0003 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $520.00 | $6700.00 | 3.0 |
| AARP Medicare Advantage from UHC WV-0004 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | $600.00 | $6700.00 | 3.0 |
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO) | UnitedHealth Group, Inc. | PPO | $0.00 | — | $8900.00 | 3.0 |
| Aetna Medicare Advantra Dual (HMO D-SNP) | CVS Health Corporation | HMO D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO) | CVS Health Corporation | HMO | $0.00 | — | $6900.00 | 3.5 |
| Aetna Medicare Advantra Enhanced (PPO) | CVS Health Corporation | PPO | $29.00 | $615.00 | $6750.00 | 3.5 |
| Aetna Medicare Advantra Signature (HMO) | CVS Health Corporation | HMO | $0.00 | $615.00 | $6900.00 | 3.5 |
| Aetna Medicare Advantra Signature (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $7500.00 | 3.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) | CVS Health Corporation | PPO | $0.00 | $615.00 | $9250.00 | 3.5 |
| Aetna Medicare Premier (PPO) | CVS Health Corporation | PPO | $101.00 | $615.00 | $7500.00 | 3.5 |
| Complete Blue PPO Distinct (PPO) | Highmark Health | PPO | $24.00 | $615.00 | $6750.00 | 3.5 |
| Complete Blue PPO Merit (PPO) | Highmark Health | PPO | $0.00 | $615.00 | $8300.00 | 3.5 |
| Complete Blue PPO Signature (PPO) | Highmark Health | PPO | $0.00 | $615.00 | $7550.00 | 3.5 |
| Freedom Blue PPO Standard (PPO) | Highmark Health | PPO | $134.00 | $0.00 | $6500.00 | 3.5 |
| Freedom Blue PPO Valor (PPO) | Highmark Health | PPO | $0.00 | — | $6000.00 | 3.5 |
| Highmark Health Options Duals (HMO D-SNP) | Highmark Health | HMO D-SNP | $32.70 | $615.00 | $9250.00 | — |
| Humana Full Access H5216-124 (PPO) | Humana Inc. | PPO | $118.00 | $300.00 | $6550.00 | 3.5 |
| Humana Gold Choice H8145-052 (PFFS) | Humana Inc. | PFFS | $0.00 | $615.00 | $7100.00 | 3.5 |
| Humana Together in Health (PPO I-SNP) | Humana Inc. | PPO I-SNP | $12.90 | $615.00 | $9250.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $9150.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $4000.00 | 3.5 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | PPO | $0.00 | — | $6500.00 | 3.5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $8850.00 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana Inc. | PPO | $0.00 | $615.00 | $8850.00 | 3.5 |
| HumanaChoice Giveback H5216-328 (PPO) | Humana Inc. | PPO | $0.00 | $325.00 | $9250.00 | 3.5 |
| HumanaChoice Giveback H7617-065 (PPO) | Humana Inc. | PPO | $0.00 | $325.00 | $9250.00 | 4.5 |
| HumanaChoice H5216-327 (PPO) | Humana Inc. | PPO | $0.00 | $400.00 | $8500.00 | 3.5 |
| HumanaChoice H5216-425 (PPO) | Humana Inc. | PPO | $15.00 | $300.00 | $7350.00 | 3.5 |
| HumanaChoice R0110-007 (Regional PPO) | Humana Inc. | Regional PPO | $0.00 | — | $4500.00 | 3.5 |
| HumanaChoice R0110-008 (Regional PPO) | Humana Inc. | Regional PPO | $52.00 | $615.00 | $6700.00 | 3.5 |
| HumanaChoice SNP-DE H5216-220 (PPO D-SNP) | Humana Inc. | PPO D-SNP | $28.10 | $615.00 | $9250.00 | 3.5 |
| Peak Advantage Summit (PPO) | West Virginia United Health System, Inc. | PPO | $16.00 | $0.00 | $5700.00 | 3.5 |
| Peak Advantage Vista (PPO) | West Virginia United Health System, Inc. | PPO | $0.00 | $0.00 | $7000.00 | 3.5 |
| The Health Plan SecureCare - Option II (HMO) | The Health Plan of West Virginia, Inc. | HMO | $0.00 | $395.00 | $6700.00 | 3.5 |
| The Health Plan SecureCare Integrity Plan 1 (HMO) | The Health Plan of West Virginia, Inc. | HMO | $0.00 | — | $6900.00 | 3.5 |
| The Health Plan SecureCare SNP (HMO D-SNP) | The Health Plan of West Virginia, Inc. | HMO D-SNP | $17.70 | $615.00 | $9250.00 | 3.5 |
| The Health Plan SecureChoice - Option II (PPO) | The Health Plan of West Virginia, Inc. | PPO | $109.00 | $275.00 | $6700.00 | 3.5 |
| The Health Plan SecureChoice Optimum (PPO) | The Health Plan of West Virginia, Inc. | PPO | $0.00 | $150.00 | $6500.00 | 3.5 |
| The Health Plan SecureChoice Reliance (PPO) | The Health Plan of West Virginia, Inc. | PPO | $43.00 | $150.00 | $5300.00 | 3.5 |
| UHC Dual Complete WV-S001 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $31.00 | $615.00 | $9250.00 | 4.5 |
| UHC Dual Complete WV-S2 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $32.50 | $615.00 | $9250.00 | 4.5 |
| UHC Dual Complete WV-V001 (PPO D-SNP) | UnitedHealth Group, Inc. | PPO D-SNP | $32.70 | $615.00 | $5900.00 | 4.5 |
| Wellpoint Dual Advantage (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $32.70 | $615.00 | $5400.00 | — |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health, Inc. | HMO D-SNP | $32.70 | $615.00 | $9250.00 | — |
| Wellpoint Medicare Advantage (HMO-POS) | Elevance Health, Inc. | HMO-POS | $0.00 | $275.00 | $7500.00 | — |
| WV Senior Advantage (HMO I-SNP) | SNP Holdings, LLC | HMO I-SNP | $32.70 | $615.00 | $9250.00 | 3.0 |
Stand-alone Part D prescription drug plans (statewide, 12)
| Plan | Organization | Basic premium | Total premium | Drug deductible | Overall stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | UnitedHealth Group, Inc. | $85.70 | $121.90 | $130.00 | — |
| AARP Medicare Rx Saver from UHC (PDP) | UnitedHealth Group, Inc. | $43.50 | $43.50 | $615.00 | — |
| Blue Rx PDP Complete (PDP) | Highmark Health | $131.00 | $164.80 | $200.00 | — |
| Blue Rx PDP Plus (PDP) | Highmark Health | $193.20 | $193.20 | $615.00 | — |
| HealthSpring Assurance Rx (PDP) | Health Care Service Corporation | $74.00 | $74.00 | $615.00 | — |
| HealthSpring Extra Rx (PDP) | Health Care Service Corporation | $39.00 | $62.60 | $615.00 | — |
| Humana Basic Rx Plan (PDP) | Humana Inc. | $6.60 | $6.60 | $615.00 | — |
| Humana Premier Rx Plan (PDP) | Humana Inc. | $76.30 | $123.60 | $0.00 | — |
| Humana Value Rx Plan (PDP) | Humana Inc. | $0.40 | $19.40 | $601.00 | — |
| SilverScript Choice (PDP) | CVS Health Corporation | $22.70 | $22.70 | $615.00 | — |
| Wellcare Classic (PDP) | Centene Corporation | $14.70 | $14.70 | $615.00 | — |
| Wellcare Value Script (PDP) | Centene Corporation | $13.10 | $8.20 | $615.00 | — |
Sources
- CMS, CY2026 Medicare Advantage & Part D Landscape file (March 2026) — retrieved 2026-07-18.
- Medicare.gov Plan Finder — compare plans and enroll.