What is the Medicare Part B premium in 2026?
The standard Medicare Part B premium in 2026 is $202.90 per month, according to medicare.gov. Higher-income beneficiaries pay more under IRMAA, and Social Security typically deducts the premium from monthly benefits.
What it means
- The standard 2026 Part B monthly premium is $202.90.
- Higher-income beneficiaries pay more under IRMAA (income-related monthly adjustment amount).
- If you receive Social Security, the premium is deducted from your benefit automatically.
Action steps
- Check your Social Security benefit statement to see your current Part B deduction.
- If your income has recently dropped, ask Social Security about a Life-Changing Event to lower IRMAA.
Risks & deadlines
- Delaying Part B without other creditable coverage triggers a lifetime late-enrollment penalty.
Source:
Last verified: 2026-07-18
- We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
- Senior Direct Answers is not connected with or endorsed by the United States government or the federal Medicare program.