BlueMedicare Premier (HMO) in Columbia County, Arkansas — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

BlueMedicare Premier (HMO) (H6158-001) is a $0-premium Medicare Advantage HMO from USAble Mutual Insurance Company available in Columbia County, Arkansas in 2026, with a 3.0-star overall rating, a $6,500 in-network out-of-pocket maximum, and a $460 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUSAble Mutual Insurance Company
Plan nameBlueMedicare Premier (HMO)
Contract IDH6158
Plan ID001
Segment ID0
Contract year2026
Contract categoryMA-PD
Plan typeHMO
SNPNo
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$460.00
Maximum out-of-pocket (in-network)$6500.00
Overall star rating3.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $6,500 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Columbia County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Columbia County

The CMS CY2026 Landscape file lists 46 Medicare Advantage plans in Columbia County, Arkansas, of which 0 carry a 5.0-star overall rating and 31 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $106.00 per month, and in-network out-of-pocket maximums range from $3700.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Columbia County, Arkansas.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H6158-001.
  2. Call the plan (USAble Mutual Insurance Company) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H6158-001 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H6158-001, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 6158 are the contract number issued to the organization, and the three-digit 001 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is BlueMedicare Premier (HMO) an HMO or PPO?

BlueMedicare Premier (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does BlueMedicare Premier (HMO) include prescription drug coverage?

Yes — BlueMedicare Premier (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $460.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for BlueMedicare Premier (HMO)?

The 2026 in-network maximum out-of-pocket limit for BlueMedicare Premier (HMO) is $6500.00, per the CMS CY2026 Landscape file.

What counties offer BlueMedicare Premier (HMO) (H6158-001)?

BlueMedicare Premier (HMO) (H6158-001) is offered in 30 Arkansas counties: Arkansas County, Baxter County, Benton County, Bradley County, Calhoun County, Clay County, Cleburne County, Columbia County, Craighead County, Crittenden County, Cross County, Dallas County, Drew County, Hempstead County, Hot Spring County, Independence County, Jackson County, Lawrence County, Lee County, Lincoln County, Logan County, Monroe County, Montgomery County, Nevada County, Phillips County, Sebastian County, Sharp County, Stone County, Union County, and Van Buren County.

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