AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) in Mississippi County, Arkansas — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) (H2802-062) is a $0-premium Medicare Advantage HMO-POS from UnitedHealth Group, Inc. available in Mississippi County, Arkansas in 2026, with a 4.0-star overall rating, a $6,700 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUnitedHealth Group, Inc.
Plan nameAARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS)
Contract IDH2802
Plan ID062
Segment ID0
Contract year2026
Contract categoryMA
Plan typeHMO-POS
SNPNo
Monthly consolidated premium
Part C premium$0.00
Part D basic premium
Part D total premium
Annual Part D deductible
Maximum out-of-pocket (in-network)$6700.00
Overall star rating4.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $6,700 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Mississippi County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Mississippi County

The CMS CY2026 Landscape file lists 60 Medicare Advantage plans in Mississippi County, Arkansas, of which 0 carry a 5.0-star overall rating and 38 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $106.00 per month, and in-network out-of-pocket maximums range from $3850.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Mississippi County, Arkansas.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H2802-062.
  2. Call the plan (UnitedHealth Group, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H2802-062 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H2802-062, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 2802 are the contract number issued to the organization, and the three-digit 062 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) an HMO or PPO?

AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) is an HMO-POS — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) include prescription drug coverage?

AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) does not include Part D prescription drug coverage in its consolidated benefits.

What is the maximum out-of-pocket cost for AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS)?

The 2026 in-network maximum out-of-pocket limit for AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) is $6700.00, per the CMS CY2026 Landscape file.

What counties offer AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) (H2802-062)?

AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) (H2802-062) is offered in 75 Arkansas counties: Arkansas County, Ashley County, Baxter County, Benton County, Boone County, Bradley County, Calhoun County, Carroll County, Chicot County, Clark County, Clay County, Cleburne County, Cleveland County, Columbia County, Conway County, Craighead County, Crawford County, Crittenden County, Cross County, Dallas County, Desha County, Drew County, Faulkner County, Franklin County, Fulton County, Garland County, Grant County, Greene County, Hempstead County, Hot Spring County, Howard County, Independence County, Izard County, Jackson County, Jefferson County, Johnson County, Lafayette County, Lawrence County, Lee County, Lincoln County, Little River County, Logan County, Lonoke County, Madison County, Marion County, Miller County, Mississippi County, Monroe County, Montgomery County, Nevada County, Newton County, Ouachita County, Perry County, Phillips County, Pike County, Poinsett County, Polk County, Pope County, Prairie County, Pulaski County, Randolph County, Saline County, Scott County, Searcy County, Sebastian County, Sevier County, Sharp County, St. Francis County, Stone County, Union County, Van Buren County, Washington County, White County, Woodruff County, and Yell County.

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