BlueMedicare Classic Plus (HMO) in Pulaski County, Arkansas — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
BlueMedicare Classic Plus (HMO) (H9699-007) is a $0-premium Medicare Advantage HMO from USAble Mutual Insurance Company available in Pulaski County, Arkansas in 2026, with a 3.0-star overall rating, a $6,500 in-network out-of-pocket maximum, and a $460 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | USAble Mutual Insurance Company |
|---|---|
| Plan name | BlueMedicare Classic Plus (HMO) |
| Contract ID | H9699 |
| Plan ID | 007 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | HMO |
| SNP | No |
| Monthly consolidated premium | $0.00 |
| Part C premium | $0.00 |
| Part D basic premium | $0.00 |
| Part D total premium | $0.00 |
| Annual Part D deductible | $460.00 |
| Maximum out-of-pocket (in-network) | $6500.00 |
| Overall star rating | 3.0 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $6,500 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Pulaski County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Pulaski County
The CMS CY2026 Landscape file lists 77 Medicare Advantage plans in Pulaski County, Arkansas, of which 0 carry a 5.0-star overall rating and 51 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $106.00 per month, and in-network out-of-pocket maximums range from $3350.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Pulaski County, Arkansas.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H9699-007.
- Call the plan (USAble Mutual Insurance Company) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H9699-007 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H9699-007, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 9699 are the contract number issued to the organization, and the three-digit 007 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is BlueMedicare Classic Plus (HMO) an HMO or PPO?
BlueMedicare Classic Plus (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does BlueMedicare Classic Plus (HMO) include prescription drug coverage?
Yes — BlueMedicare Classic Plus (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $460.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for BlueMedicare Classic Plus (HMO)?
The 2026 in-network maximum out-of-pocket limit for BlueMedicare Classic Plus (HMO) is $6500.00, per the CMS CY2026 Landscape file.
What counties offer BlueMedicare Classic Plus (HMO) (H9699-007)?
BlueMedicare Classic Plus (HMO) (H9699-007) is offered in 23 Arkansas counties: Benton County, Carroll County, Cleburne County, Conway County, Crawford County, Faulkner County, Franklin County, Grant County, Jefferson County, Johnson County, Logan County, Lonoke County, Madison County, Perry County, Pope County, Pulaski County, Saline County, Scott County, Sebastian County, Van Buren County, Washington County, White County, and Yell County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.