BlueMedicare Classic Plus (HMO) in White County, Arkansas — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

BlueMedicare Classic Plus (HMO) (H9699-007) is a $0-premium Medicare Advantage HMO from USAble Mutual Insurance Company available in White County, Arkansas in 2026, with a 3.0-star overall rating, a $6,500 in-network out-of-pocket maximum, and a $460 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUSAble Mutual Insurance Company
Plan nameBlueMedicare Classic Plus (HMO)
Contract IDH9699
Plan ID007
Segment ID0
Contract year2026
Contract categoryMA-PD
Plan typeHMO
SNPNo
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$460.00
Maximum out-of-pocket (in-network)$6500.00
Overall star rating3.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $6,500 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = White County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in White County

The CMS CY2026 Landscape file lists 45 Medicare Advantage plans in White County, Arkansas, of which 0 carry a 5.0-star overall rating and 30 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $106.00 per month, and in-network out-of-pocket maximums range from $3850.00 to $9250.00.

For the full county plan directory, see all Medicare plans in White County, Arkansas.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H9699-007.
  2. Call the plan (USAble Mutual Insurance Company) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H9699-007 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H9699-007, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 9699 are the contract number issued to the organization, and the three-digit 007 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is BlueMedicare Classic Plus (HMO) an HMO or PPO?

BlueMedicare Classic Plus (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does BlueMedicare Classic Plus (HMO) include prescription drug coverage?

Yes — BlueMedicare Classic Plus (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $460.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for BlueMedicare Classic Plus (HMO)?

The 2026 in-network maximum out-of-pocket limit for BlueMedicare Classic Plus (HMO) is $6500.00, per the CMS CY2026 Landscape file.

What counties offer BlueMedicare Classic Plus (HMO) (H9699-007)?

BlueMedicare Classic Plus (HMO) (H9699-007) is offered in 23 Arkansas counties: Benton County, Carroll County, Cleburne County, Conway County, Crawford County, Faulkner County, Franklin County, Grant County, Jefferson County, Johnson County, Logan County, Lonoke County, Madison County, Perry County, Pope County, Pulaski County, Saline County, Scott County, Sebastian County, Van Buren County, Washington County, White County, and Yell County.

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