BlueMedicare Premier (HMO) in Palm Beach County, Florida — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
BlueMedicare Premier (HMO) (H1035-022) is a $0-premium Medicare Advantage HMO from Guidewell Mutual Holding Corporation available in Palm Beach County, Florida in 2026, with a 4.0-star overall rating, a $4,200 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Guidewell Mutual Holding Corporation |
|---|---|
| Plan name | BlueMedicare Premier (HMO) |
| Contract ID | H1035 |
| Plan ID | 022 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | HMO |
| SNP | No |
| Monthly consolidated premium | $0.00 |
| Part C premium | $0.00 |
| Part D basic premium | $0.00 |
| Part D total premium | $0.00 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $4200.00 |
| Overall star rating | 4.0 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $4,200 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Palm Beach County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Palm Beach County
The CMS CY2026 Landscape file lists 121 Medicare Advantage plans in Palm Beach County, Florida, of which 9 carry a 5.0-star overall rating and 81 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $184.00 per month, and in-network out-of-pocket maximums range from $500.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Palm Beach County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| DEVOTED C-SNP PLUS 086 FL (HMO C-SNP) | Devoted Health, Inc. | $4.80 | $9250.00 |
| DEVOTED C-SNP PREMIUM 068 FL (HMO C-SNP) | Devoted Health, Inc. | $4.80 | $3900.00 |
| DEVOTED CORE 003 FL (HMO) | Devoted Health, Inc. | $0.00 | $3900.00 |
For the full county plan directory, see all Medicare plans in Palm Beach County, Florida.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H1035-022.
- Call the plan (Guidewell Mutual Holding Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H1035-022 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H1035-022, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 1035 are the contract number issued to the organization, and the three-digit 022 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is BlueMedicare Premier (HMO) an HMO or PPO?
BlueMedicare Premier (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does BlueMedicare Premier (HMO) include prescription drug coverage?
Yes — BlueMedicare Premier (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for BlueMedicare Premier (HMO)?
The 2026 in-network maximum out-of-pocket limit for BlueMedicare Premier (HMO) is $4200.00, per the CMS CY2026 Landscape file.
What counties offer BlueMedicare Premier (HMO) (H1035-022)?
BlueMedicare Premier (HMO) (H1035-022) is offered in one Florida county: Palm Beach County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.