True Blue Valor (HMO) in Jerome County, Idaho — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

True Blue Valor (HMO) (H1350-006) is a $0-premium Medicare Advantage HMO from Gemstone Holdings, Inc. available in Jerome County, Idaho in 2026, with a 3.5-star overall rating, a $3,000 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationGemstone Holdings, Inc.
Plan nameTrue Blue Valor (HMO)
Contract IDH1350
Plan ID006
Segment ID0
Contract year2026
Contract categoryMA
Plan typeHMO
SNPNo
Monthly consolidated premium
Part C premium$34.00
Part D basic premium
Part D total premium
Annual Part D deductible
Maximum out-of-pocket (in-network)$3000.00
Overall star rating3.5

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $3,000 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Jerome County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Jerome County

The CMS CY2026 Landscape file lists 18 Medicare Advantage plans in Jerome County, Idaho, of which 0 carry a 5.0-star overall rating and 9 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $153.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Jerome County, Idaho.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H1350-006.
  2. Call the plan (Gemstone Holdings, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H1350-006 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H1350-006, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 1350 are the contract number issued to the organization, and the three-digit 006 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is True Blue Valor (HMO) an HMO or PPO?

True Blue Valor (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does True Blue Valor (HMO) include prescription drug coverage?

True Blue Valor (HMO) does not include Part D prescription drug coverage in its consolidated benefits.

What is the maximum out-of-pocket cost for True Blue Valor (HMO)?

The 2026 in-network maximum out-of-pocket limit for True Blue Valor (HMO) is $3000.00, per the CMS CY2026 Landscape file.

What counties offer True Blue Valor (HMO) (H1350-006)?

True Blue Valor (HMO) (H1350-006) is offered in 24 Idaho counties: Ada County, Bannock County, Bingham County, Boise County, Bonner County, Bonneville County, Canyon County, Cassia County, Elmore County, Fremont County, Gem County, Gooding County, Jefferson County, Jerome County, Kootenai County, Madison County, Minidoka County, Owyhee County, Payette County, Power County, Shoshone County, Twin Falls County, Valley County, and Washington County.

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