MyTruAdvantage Select (HMO) in Vigo County, Indiana — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

MyTruAdvantage Select (HMO) (H6529-004) is a $0-premium Medicare Advantage HMO from SIHO Holding, Inc. available in Vigo County, Indiana in 2026, with a 3.5-star overall rating, a $3,300 in-network out-of-pocket maximum, and a $200 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationSIHO Holding, Inc.
Plan nameMyTruAdvantage Select (HMO)
Contract IDH6529
Plan ID004
Segment ID0
Contract year2026
Contract categoryMA-PD
Plan typeHMO
SNPNo
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$200.00
Maximum out-of-pocket (in-network)$3300.00
Overall star rating3.5

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $3,300 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Vigo County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Vigo County

The CMS CY2026 Landscape file lists 40 Medicare Advantage plans in Vigo County, Indiana, of which 0 carry a 5.0-star overall rating and 18 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $97.00 per month, and in-network out-of-pocket maximums range from $3300.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Vigo County, Indiana.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H6529-004.
  2. Call the plan (SIHO Holding, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H6529-004 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H6529-004, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 6529 are the contract number issued to the organization, and the three-digit 004 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is MyTruAdvantage Select (HMO) an HMO or PPO?

MyTruAdvantage Select (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does MyTruAdvantage Select (HMO) include prescription drug coverage?

Yes — MyTruAdvantage Select (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $200.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for MyTruAdvantage Select (HMO)?

The 2026 in-network maximum out-of-pocket limit for MyTruAdvantage Select (HMO) is $3300.00, per the CMS CY2026 Landscape file.

What counties offer MyTruAdvantage Select (HMO) (H6529-004)?

MyTruAdvantage Select (HMO) (H6529-004) is offered in 28 Indiana counties: Bartholomew County, Brown County, Clay County, Decatur County, Dubois County, Gibson County, Greene County, Hamilton County, Hancock County, Hendricks County, Henry County, Howard County, Jackson County, Jennings County, Johnson County, Madison County, Marion County, Parke County, Perry County, Pike County, Posey County, Shelby County, Spencer County, Sullivan County, Vanderburgh County, Vermillion County, Vigo County, and Warrick County.

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