Wellcare Dual Access Sync (HMO-POS D-SNP) in Bourbon County, Kentucky — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

Wellcare Dual Access Sync (HMO-POS D-SNP) (H9730-003) is a $38-premium Medicare Advantage HMO-POS D-SNP from Centene Corporation available in Bourbon County, Kentucky in 2026, with a 3.5-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $510 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationCentene Corporation
Plan nameWellcare Dual Access Sync (HMO-POS D-SNP)
Contract IDH9730
Plan ID003
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO-POS D-SNP
SNPYes — Dual-Eligible
Monthly consolidated premium$38.40
Part C premium$0.00
Part D basic premium$38.40
Part D total premium$38.40
Annual Part D deductible$510.00
Maximum out-of-pocket (in-network)$9250.00
Overall star rating3.5

How this plan is structured

  • $38 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Bourbon County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Bourbon County

The CMS CY2026 Landscape file lists 58 Medicare Advantage plans in Bourbon County, Kentucky, of which 0 carry a 5.0-star overall rating and 29 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $138.00 per month, and in-network out-of-pocket maximums range from $3350.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Bourbon County, Kentucky.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H9730-003.
  2. Call the plan (Centene Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H9730-003 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H9730-003, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 9730 are the contract number issued to the organization, and the three-digit 003 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is Wellcare Dual Access Sync (HMO-POS D-SNP) an HMO or PPO?

Wellcare Dual Access Sync (HMO-POS D-SNP) is an HMO-POS D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does Wellcare Dual Access Sync (HMO-POS D-SNP) include prescription drug coverage?

Yes — Wellcare Dual Access Sync (HMO-POS D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $510.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for Wellcare Dual Access Sync (HMO-POS D-SNP)?

The 2026 in-network maximum out-of-pocket limit for Wellcare Dual Access Sync (HMO-POS D-SNP) is $9250.00, per the CMS CY2026 Landscape file.

What counties offer Wellcare Dual Access Sync (HMO-POS D-SNP) (H9730-003)?

Wellcare Dual Access Sync (HMO-POS D-SNP) (H9730-003) is offered in 120 Kentucky counties: Adair County, Allen County, Anderson County, Ballard County, Barren County, Bath County, Bell County, Boone County, Bourbon County, Boyd County, Boyle County, Bracken County, Breathitt County, Breckinridge County, Bullitt County, Butler County, Caldwell County, Calloway County, Campbell County, Carlisle County, Carroll County, Carter County, Casey County, Christian County, Clark County, Clay County, Clinton County, Crittenden County, Cumberland County, Daviess County, Edmonson County, Elliott County, Estill County, Fayette County, Fleming County, Floyd County, Franklin County, Fulton County, Gallatin County, Garrard County, Grant County, Graves County, Grayson County, Green County, Greenup County, Hancock County, Hardin County, Harlan County, Harrison County, Hart County, Henderson County, Henry County, Hickman County, Hopkins County, Jackson County, Jefferson County, Jessamine County, Johnson County, Kenton County, Knott County, Knox County, Larue County, Laurel County, Lawrence County, Lee County, Leslie County, Letcher County, Lewis County, Lincoln County, Livingston County, Logan County, Lyon County, Madison County, Magoffin County, Marion County, Marshall County, Martin County, Mason County, McCracken County, McCreary County, McLean County, Meade County, Menifee County, Mercer County, Metcalfe County, Monroe County, Montgomery County, Morgan County, Muhlenberg County, Nelson County, Nicholas County, Ohio County, Oldham County, Owen County, Owsley County, Pendleton County, Perry County, Pike County, Powell County, Pulaski County, Robertson County, Rockcastle County, Rowan County, Russell County, Scott County, Shelby County, Simpson County, Spencer County, Taylor County, Todd County, Trigg County, Trimble County, Union County, Warren County, Washington County, Wayne County, Webster County, Whitley County, Wolfe County, and Woodford County.

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