CareFirst BlueCross BlueShield Advantage Complete (PPO) in Baltimore County, Maryland — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
CareFirst BlueCross BlueShield Advantage Complete (PPO) (H7379-002) is a $42-premium Medicare Advantage PPO from CareFirst, Inc. available in Baltimore County, Maryland in 2026, with a 3.5-star overall rating, a $7,300 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | CareFirst, Inc. |
|---|---|
| Plan name | CareFirst BlueCross BlueShield Advantage Complete (PPO) |
| Contract ID | H7379 |
| Plan ID | 002 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | $42.00 |
| Part C premium | $9.90 |
| Part D basic premium | $32.10 |
| Part D total premium | $32.10 |
| Annual Part D deductible | $0.00 |
| Maximum out-of-pocket (in-network) | $7300.00 |
| Overall star rating | 3.5 |
How this plan is structured
- $42 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $7,300 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Baltimore County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Baltimore County
The CMS CY2026 Landscape file lists 43 Medicare Advantage plans in Baltimore County, Maryland, of which 6 carry a 5.0-star overall rating and 17 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $182.00 per month, and in-network out-of-pocket maximums range from $1000.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Baltimore County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealth Group, Inc. | $182.00 | $3400.00 |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealth Group, Inc. | $89.00 | $4900.00 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealth Group, Inc. | $0.00 | $1000.00 |
For the full county plan directory, see all Medicare plans in Baltimore County, Maryland.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H7379-002.
- Call the plan (CareFirst, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H7379-002 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H7379-002, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 7379 are the contract number issued to the organization, and the three-digit 002 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is CareFirst BlueCross BlueShield Advantage Complete (PPO) an HMO or PPO?
CareFirst BlueCross BlueShield Advantage Complete (PPO) is a PPO Medicare Advantage plan.
Does CareFirst BlueCross BlueShield Advantage Complete (PPO) include prescription drug coverage?
Yes — CareFirst BlueCross BlueShield Advantage Complete (PPO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $0.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for CareFirst BlueCross BlueShield Advantage Complete (PPO)?
The 2026 in-network maximum out-of-pocket limit for CareFirst BlueCross BlueShield Advantage Complete (PPO) is $7300.00, per the CMS CY2026 Landscape file.
What counties offer CareFirst BlueCross BlueShield Advantage Complete (PPO) (H7379-002)?
CareFirst BlueCross BlueShield Advantage Complete (PPO) (H7379-002) is offered in 24 Maryland counties: Allegany County, Anne Arundel County, Baltimore County, Baltimore City County, Calvert County, Caroline County, Carroll County, Cecil County, Charles County, Dorchester County, Frederick County, Garrett County, Harford County, Howard County, Kent County, Montgomery County, Prince George's County, Queen Anne's County, Somerset County, St. Mary's County, Talbot County, Washington County, Wicomico County, and Worcester County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.