Wellcare Patriot Giveback Open (PPO) in Oakland County, Michigan — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Wellcare Patriot Giveback Open (PPO) (H2117-003) is a $0-premium Medicare Advantage PPO from Centene Corporation available in Oakland County, Michigan in 2026, with a 3.0-star overall rating, a $5,000 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Centene Corporation |
|---|---|
| Plan name | Wellcare Patriot Giveback Open (PPO) |
| Contract ID | H2117 |
| Plan ID | 003 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | — |
| Part C premium | $0.00 |
| Part D basic premium | — |
| Part D total premium | — |
| Annual Part D deductible | — |
| Maximum out-of-pocket (in-network) | $5000.00 |
| Overall star rating | 3.0 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $5,000 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Oakland County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Oakland County
The CMS CY2026 Landscape file lists 103 Medicare Advantage plans in Oakland County, Michigan, of which 6 carry a 5.0-star overall rating and 57 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $298.60 per month, and in-network out-of-pocket maximums range from $1000.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Oakland County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealth Group, Inc. | $182.00 | $3400.00 |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealth Group, Inc. | $89.00 | $4900.00 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealth Group, Inc. | $0.00 | $1000.00 |
For the full county plan directory, see all Medicare plans in Oakland County, Michigan.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H2117-003.
- Call the plan (Centene Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H2117-003 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H2117-003, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 2117 are the contract number issued to the organization, and the three-digit 003 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Wellcare Patriot Giveback Open (PPO) an HMO or PPO?
Wellcare Patriot Giveback Open (PPO) is a PPO Medicare Advantage plan.
Does Wellcare Patriot Giveback Open (PPO) include prescription drug coverage?
Wellcare Patriot Giveback Open (PPO) does not include Part D prescription drug coverage in its consolidated benefits.
What is the maximum out-of-pocket cost for Wellcare Patriot Giveback Open (PPO)?
The 2026 in-network maximum out-of-pocket limit for Wellcare Patriot Giveback Open (PPO) is $5000.00, per the CMS CY2026 Landscape file.
What counties offer Wellcare Patriot Giveback Open (PPO) (H2117-003)?
Wellcare Patriot Giveback Open (PPO) (H2117-003) is offered in 48 Michigan counties: Allegan County, Arenac County, Barry County, Bay County, Branch County, Calhoun County, Cass County, Crawford County, Eaton County, Genesee County, Gladwin County, Gratiot County, Hillsdale County, Huron County, Ingham County, Iosco County, Jackson County, Kalamazoo County, Kalkaska County, Kent County, Lake County, Lapeer County, Livingston County, Macomb County, Mecosta County, Missaukee County, Monroe County, Montcalm County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Osceola County, Oscoda County, Otsego County, Ottawa County, Roscommon County, Saginaw County, Sanilac County, Shiawassee County, St. Clair County, St. Joseph County, Tuscola County, Van Buren County, Washtenaw County, Wayne County, and Wexford County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.