Humana Full Access H7617-055 (PPO) in Oakland County, Michigan — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Humana Full Access H7617-055 (PPO) (H7617-055) is a $0-premium Medicare Advantage PPO from Humana Inc. available in Oakland County, Michigan in 2026, with a 4.5-star overall rating, a $4,800 in-network out-of-pocket maximum, and a $350 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Humana Inc. |
|---|---|
| Plan name | Humana Full Access H7617-055 (PPO) |
| Contract ID | H7617 |
| Plan ID | 055 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | $0.00 |
| Part C premium | $0.00 |
| Part D basic premium | $0.00 |
| Part D total premium | $0.00 |
| Annual Part D deductible | $350.00 |
| Maximum out-of-pocket (in-network) | $4800.00 |
| Overall star rating | 4.5 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $4,800 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Oakland County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Oakland County
The CMS CY2026 Landscape file lists 103 Medicare Advantage plans in Oakland County, Michigan, of which 6 carry a 5.0-star overall rating and 57 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $298.60 per month, and in-network out-of-pocket maximums range from $1000.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Oakland County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealth Group, Inc. | $182.00 | $3400.00 |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealth Group, Inc. | $89.00 | $4900.00 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealth Group, Inc. | $0.00 | $1000.00 |
For the full county plan directory, see all Medicare plans in Oakland County, Michigan.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H7617-055.
- Call the plan (Humana Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H7617-055 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H7617-055, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 7617 are the contract number issued to the organization, and the three-digit 055 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Humana Full Access H7617-055 (PPO) an HMO or PPO?
Humana Full Access H7617-055 (PPO) is a PPO Medicare Advantage plan.
Does Humana Full Access H7617-055 (PPO) include prescription drug coverage?
Yes — Humana Full Access H7617-055 (PPO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $350.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Humana Full Access H7617-055 (PPO)?
The 2026 in-network maximum out-of-pocket limit for Humana Full Access H7617-055 (PPO) is $4800.00, per the CMS CY2026 Landscape file.
What counties offer Humana Full Access H7617-055 (PPO) (H7617-055)?
Humana Full Access H7617-055 (PPO) (H7617-055) is offered in three Michigan counties: Macomb County, Oakland County, and Wayne County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.