Blue Cross Medicare Advantage Complete (PPO) in Watonwan County, Minnesota — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Blue Cross Medicare Advantage Complete (PPO) (H5959-011) is a $248-premium Medicare Advantage PPO from Aware Integrated, Inc. available in Watonwan County, Minnesota in 2026, with a 4.5-star overall rating, a $3,500 in-network out-of-pocket maximum, and a $250 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Aware Integrated, Inc. |
|---|---|
| Plan name | Blue Cross Medicare Advantage Complete (PPO) |
| Contract ID | H5959 |
| Plan ID | 011 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | $248.00 |
| Part C premium | $190.80 |
| Part D basic premium | $57.20 |
| Part D total premium | $57.20 |
| Annual Part D deductible | $250.00 |
| Maximum out-of-pocket (in-network) | $3500.00 |
| Overall star rating | 4.5 |
How this plan is structured
- $248 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $3,500 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Watonwan County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Watonwan County
The CMS CY2026 Landscape file lists 7 Medicare Advantage plans in Watonwan County, Minnesota, of which 0 carry a 5.0-star overall rating and 2 have a $0 consolidated monthly premium. Consolidated premiums range from $18.70 to $248.00 per month, and in-network out-of-pocket maximums range from $3500.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Watonwan County, Minnesota.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5959-011.
- Call the plan (Aware Integrated, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H5959-011 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5959-011, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5959 are the contract number issued to the organization, and the three-digit 011 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Blue Cross Medicare Advantage Complete (PPO) an HMO or PPO?
Blue Cross Medicare Advantage Complete (PPO) is a PPO Medicare Advantage plan.
Does Blue Cross Medicare Advantage Complete (PPO) include prescription drug coverage?
Yes — Blue Cross Medicare Advantage Complete (PPO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $250.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Blue Cross Medicare Advantage Complete (PPO)?
The 2026 in-network maximum out-of-pocket limit for Blue Cross Medicare Advantage Complete (PPO) is $3500.00, per the CMS CY2026 Landscape file.
What counties offer Blue Cross Medicare Advantage Complete (PPO) (H5959-011)?
Blue Cross Medicare Advantage Complete (PPO) (H5959-011) is offered in 15 Minnesota counties: Blue Earth County, Dodge County, Faribault County, Fillmore County, Freeborn County, Houston County, Martin County, Mower County, Nicollet County, Olmsted County, Steele County, Wabasha County, Waseca County, Watonwan County, and Winona County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.