Wellcare Dual Access Open (PPO D-SNP) in Platte County, Missouri — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Wellcare Dual Access Open (PPO D-SNP) (H7518-003) is a $40-premium Medicare Advantage PPO D-SNP from Centene Corporation available in Platte County, Missouri in 2026, with a 3.0-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $515 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Centene Corporation |
|---|---|
| Plan name | Wellcare Dual Access Open (PPO D-SNP) |
| Contract ID | H7518 |
| Plan ID | 003 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | SNP |
| Plan type | PPO D-SNP |
| SNP | Yes — Dual-Eligible |
| Monthly consolidated premium | $40.00 |
| Part C premium | $0.00 |
| Part D basic premium | $40.00 |
| Part D total premium | $40.00 |
| Annual Part D deductible | $515.00 |
| Maximum out-of-pocket (in-network) | $9250.00 |
| Overall star rating | 3.0 |
How this plan is structured
- $40 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO D-SNP plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Platte County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Platte County
The CMS CY2026 Landscape file lists 60 Medicare Advantage plans in Platte County, Missouri, of which 0 carry a 5.0-star overall rating and 31 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $106.00 per month, and in-network out-of-pocket maximums range from $2800.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Platte County, Missouri.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H7518-003.
- Call the plan (Centene Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H7518-003 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H7518-003, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 7518 are the contract number issued to the organization, and the three-digit 003 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Wellcare Dual Access Open (PPO D-SNP) an HMO or PPO?
Wellcare Dual Access Open (PPO D-SNP) is a PPO D-SNP Medicare Advantage plan.
Does Wellcare Dual Access Open (PPO D-SNP) include prescription drug coverage?
Yes — Wellcare Dual Access Open (PPO D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $515.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Wellcare Dual Access Open (PPO D-SNP)?
The 2026 in-network maximum out-of-pocket limit for Wellcare Dual Access Open (PPO D-SNP) is $9250.00, per the CMS CY2026 Landscape file.
What counties offer Wellcare Dual Access Open (PPO D-SNP) (H7518-003)?
Wellcare Dual Access Open (PPO D-SNP) (H7518-003) is offered in 58 Missouri counties: Audrain County, Barry County, Barton County, Bates County, Benton County, Boone County, Callaway County, Camden County, Cass County, Christian County, Clay County, Clinton County, Cole County, Cooper County, Crawford County, Dade County, Dallas County, Dent County, Douglas County, Franklin County, Gasconade County, Greene County, Henry County, Howell County, Jackson County, Jasper County, Jefferson County, Johnson County, Laclede County, Lafayette County, Lawrence County, Lincoln County, Maries County, McDonald County, Miller County, Moniteau County, Montgomery County, Morgan County, Newton County, Osage County, Phelps County, Platte County, Polk County, Pulaski County, Ray County, Reynolds County, St. Charles County, St. Louis County, St. Louis City County, Ste. Genevieve County, Stone County, Taney County, Texas County, Vernon County, Warren County, Washington County, Webster County, and Wright County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.