Liberty Medicare Advantage (HMO C-SNP) in Greene County, North Carolina — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

Liberty Medicare Advantage (HMO C-SNP) (H6351-004) is a $0-premium Medicare Advantage HMO C-SNP from Liberty Healthcare Insurance available in Greene County, North Carolina in 2026, with a -star overall rating, a $4,000 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationLiberty Healthcare Insurance
Plan nameLiberty Medicare Advantage (HMO C-SNP)
Contract IDH6351
Plan ID004
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO C-SNP
SNPYes — Chronic or Disabling Condition
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$0.00
Maximum out-of-pocket (in-network)$4000.00
Overall star rating

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO C-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $4,000 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Greene County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Greene County

The CMS CY2026 Landscape file lists 53 Medicare Advantage plans in Greene County, North Carolina, of which 0 carry a 5.0-star overall rating and 26 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $255.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Greene County, North Carolina.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H6351-004.
  2. Call the plan (Liberty Healthcare Insurance) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H6351-004 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H6351-004, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 6351 are the contract number issued to the organization, and the three-digit 004 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is Liberty Medicare Advantage (HMO C-SNP) an HMO or PPO?

Liberty Medicare Advantage (HMO C-SNP) is an HMO C-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does Liberty Medicare Advantage (HMO C-SNP) include prescription drug coverage?

Yes — Liberty Medicare Advantage (HMO C-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $0.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for Liberty Medicare Advantage (HMO C-SNP)?

The 2026 in-network maximum out-of-pocket limit for Liberty Medicare Advantage (HMO C-SNP) is $4000.00, per the CMS CY2026 Landscape file.

What counties offer Liberty Medicare Advantage (HMO C-SNP) (H6351-004)?

Liberty Medicare Advantage (HMO C-SNP) (H6351-004) is offered in 54 North Carolina counties: Alamance County, Bertie County, Bladen County, Brunswick County, Buncombe County, Burke County, Cabarrus County, Caldwell County, Catawba County, Chatham County, Columbus County, Cumberland County, Davidson County, Davie County, Durham County, Forsyth County, Franklin County, Granville County, Greene County, Guilford County, Halifax County, Harnett County, Haywood County, Henderson County, Hyde County, Johnston County, Lee County, Lenoir County, Martin County, Mecklenburg County, Moore County, New Hanover County, Orange County, Pender County, Person County, Pitt County, Polk County, Randolph County, Richmond County, Robeson County, Rockingham County, Rowan County, Sampson County, Scotland County, Stokes County, Union County, Vance County, Wake County, Warren County, Watauga County, Wayne County, Wilkes County, Wilson County, and Yadkin County.

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