UHC Complete Care NC-27 (HMO-POS C-SNP) in Martin County, North Carolina — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

UHC Complete Care NC-27 (HMO-POS C-SNP) (H5253-188) is a $0-premium Medicare Advantage HMO-POS C-SNP from UnitedHealth Group, Inc. available in Martin County, North Carolina in 2026, with a 4.0-star overall rating, a $5,400 in-network out-of-pocket maximum, and a $440 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUnitedHealth Group, Inc.
Plan nameUHC Complete Care NC-27 (HMO-POS C-SNP)
Contract IDH5253
Plan ID188
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO-POS C-SNP
SNPYes — Chronic or Disabling Condition
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$440.00
Maximum out-of-pocket (in-network)$5400.00
Overall star rating4.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS C-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $5,400 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Martin County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Martin County

The CMS CY2026 Landscape file lists 51 Medicare Advantage plans in Martin County, North Carolina, of which 0 carry a 5.0-star overall rating and 25 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $255.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Martin County, North Carolina.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5253-188.
  2. Call the plan (UnitedHealth Group, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H5253-188 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5253-188, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5253 are the contract number issued to the organization, and the three-digit 188 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is UHC Complete Care NC-27 (HMO-POS C-SNP) an HMO or PPO?

UHC Complete Care NC-27 (HMO-POS C-SNP) is an HMO-POS C-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does UHC Complete Care NC-27 (HMO-POS C-SNP) include prescription drug coverage?

Yes — UHC Complete Care NC-27 (HMO-POS C-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $440.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for UHC Complete Care NC-27 (HMO-POS C-SNP)?

The 2026 in-network maximum out-of-pocket limit for UHC Complete Care NC-27 (HMO-POS C-SNP) is $5400.00, per the CMS CY2026 Landscape file.

What counties offer UHC Complete Care NC-27 (HMO-POS C-SNP) (H5253-188)?

UHC Complete Care NC-27 (HMO-POS C-SNP) (H5253-188) is offered in 33 North Carolina counties: Beaufort County, Bertie County, Bladen County, Brunswick County, Camden County, Carteret County, Chowan County, Columbus County, Craven County, Currituck County, Dare County, Duplin County, Edgecombe County, Gates County, Greene County, Halifax County, Hertford County, Hyde County, Jones County, Lenoir County, Martin County, New Hanover County, Northampton County, Onslow County, Pamlico County, Pasquotank County, Pender County, Perquimans County, Pitt County, Robeson County, Tyrrell County, Warren County, and Washington County.

Sources