Aetna Medicare Full Dual Care (HMO D-SNP) in Nash County, North Carolina — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Aetna Medicare Full Dual Care (HMO D-SNP) (H3146-022) is a $28-premium Medicare Advantage HMO D-SNP from CVS Health Corporation available in Nash County, North Carolina in 2026, with a 4.0-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | CVS Health Corporation |
|---|---|
| Plan name | Aetna Medicare Full Dual Care (HMO D-SNP) |
| Contract ID | H3146 |
| Plan ID | 022 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | SNP |
| Plan type | HMO D-SNP |
| SNP | Yes — Dual-Eligible |
| Monthly consolidated premium | $28.20 |
| Part C premium | $0.00 |
| Part D basic premium | $28.20 |
| Part D total premium | $28.20 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $9250.00 |
| Overall star rating | 4.0 |
How this plan is structured
- $28 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Nash County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Nash County
The CMS CY2026 Landscape file lists 44 Medicare Advantage plans in Nash County, North Carolina, of which 1 carry a 5.0-star overall rating and 18 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $255.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Nash County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| Longevity Health Plan (HMO I-SNP) | Longevity Health Founders, LLC | $36.20 | $9250.00 |
For the full county plan directory, see all Medicare plans in Nash County, North Carolina.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H3146-022.
- Call the plan (CVS Health Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H3146-022 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H3146-022, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 3146 are the contract number issued to the organization, and the three-digit 022 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Aetna Medicare Full Dual Care (HMO D-SNP) an HMO or PPO?
Aetna Medicare Full Dual Care (HMO D-SNP) is an HMO D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does Aetna Medicare Full Dual Care (HMO D-SNP) include prescription drug coverage?
Yes — Aetna Medicare Full Dual Care (HMO D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Aetna Medicare Full Dual Care (HMO D-SNP)?
The 2026 in-network maximum out-of-pocket limit for Aetna Medicare Full Dual Care (HMO D-SNP) is $9250.00, per the CMS CY2026 Landscape file.
What counties offer Aetna Medicare Full Dual Care (HMO D-SNP) (H3146-022)?
Aetna Medicare Full Dual Care (HMO D-SNP) (H3146-022) is offered in 29 North Carolina counties: Alamance County, Alexander County, Buncombe County, Burke County, Cabarrus County, Caldwell County, Catawba County, Chatham County, Cleveland County, Cumberland County, Davidson County, Durham County, Forsyth County, Gaston County, Guilford County, Harnett County, Haywood County, Hoke County, Iredell County, Johnston County, Mecklenburg County, Nash County, Orange County, Randolph County, Richmond County, Rockingham County, Scotland County, Union County, and Wake County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.