Blue Medicare Enhanced (HMO-POS) in Stanly County, North Carolina — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

Blue Medicare Enhanced (HMO-POS) (H3449-024) is a $47-premium Medicare Advantage HMO-POS from CuraCor Solutions Corp. available in Stanly County, North Carolina in 2026, with a 4.0-star overall rating, a $4,200 in-network out-of-pocket maximum, and a $100 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationCuraCor Solutions Corp.
Plan nameBlue Medicare Enhanced (HMO-POS)
Contract IDH3449
Plan ID024
Segment ID3
Contract year2026
Contract categoryMA-PD
Plan typeHMO-POS
SNPNo
Monthly consolidated premium$47.00
Part C premium$36.60
Part D basic premium$10.40
Part D total premium$10.40
Annual Part D deductible$100.00
Maximum out-of-pocket (in-network)$4200.00
Overall star rating4.0

How this plan is structured

  • $47 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $4,200 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Stanly County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Stanly County

The CMS CY2026 Landscape file lists 63 Medicare Advantage plans in Stanly County, North Carolina, of which 6 carry a 5.0-star overall rating and 31 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $255.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.

Other 5.0-star Medicare Advantage plans in Stanly County (first three alphabetically):

PlanOrganizationPremiumMOOP
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)Devoted Health, Inc.$36.20$9250.00
DEVOTED C-SNP PREMIUM 016 NC (HMO C-SNP)Devoted Health, Inc.$36.20$4900.00
DEVOTED DUAL 009 NC (HMO D-SNP)Devoted Health, Inc.$36.20$6750.00

For the full county plan directory, see all Medicare plans in Stanly County, North Carolina.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H3449-024.
  2. Call the plan (CuraCor Solutions Corp.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H3449-024 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H3449-024, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 3449 are the contract number issued to the organization, and the three-digit 024 is the plan benefit package under that contract. The segment ID 3 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is Blue Medicare Enhanced (HMO-POS) an HMO or PPO?

Blue Medicare Enhanced (HMO-POS) is an HMO-POS — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does Blue Medicare Enhanced (HMO-POS) include prescription drug coverage?

Yes — Blue Medicare Enhanced (HMO-POS) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $100.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for Blue Medicare Enhanced (HMO-POS)?

The 2026 in-network maximum out-of-pocket limit for Blue Medicare Enhanced (HMO-POS) is $4200.00, per the CMS CY2026 Landscape file.

What counties offer Blue Medicare Enhanced (HMO-POS) (H3449-024)?

Blue Medicare Enhanced (HMO-POS) (H3449-024) is offered in 100 North Carolina counties: Alamance County, Alexander County, Alleghany County, Anson County, Ashe County, Avery County, Beaufort County, Bertie County, Bladen County, Brunswick County, Buncombe County, Burke County, Cabarrus County, Caldwell County, Camden County, Carteret County, Caswell County, Catawba County, Chatham County, Cherokee County, Chowan County, Clay County, Cleveland County, Columbus County, Craven County, Cumberland County, Currituck County, Dare County, Davidson County, Davie County, Duplin County, Durham County, Edgecombe County, Forsyth County, Franklin County, Gaston County, Gates County, Graham County, Granville County, Greene County, Guilford County, Halifax County, Harnett County, Haywood County, Henderson County, Hertford County, Hoke County, Hyde County, Iredell County, Jackson County, Johnston County, Jones County, Lee County, Lenoir County, Lincoln County, Macon County, Madison County, Martin County, McDowell County, Mecklenburg County, Mitchell County, Montgomery County, Moore County, Nash County, New Hanover County, Northampton County, Onslow County, Orange County, Pamlico County, Pasquotank County, Pender County, Perquimans County, Person County, Pitt County, Polk County, Randolph County, Richmond County, Robeson County, Rockingham County, Rowan County, Rutherford County, Sampson County, Scotland County, Stanly County, Stokes County, Surry County, Swain County, Transylvania County, Tyrrell County, Union County, Vance County, Wake County, Warren County, Washington County, Watauga County, Wayne County, Wilkes County, Wilson County, Yadkin County, and Yancey County.

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