HumanaChoice SNP-DE H5525-036 (PPO D-SNP) in Stokes County, North Carolina — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) (H5525-036) is a $30-premium Medicare Advantage PPO D-SNP from Humana Inc. available in Stokes County, North Carolina in 2026, with a 3.5-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Humana Inc. |
|---|---|
| Plan name | HumanaChoice SNP-DE H5525-036 (PPO D-SNP) |
| Contract ID | H5525 |
| Plan ID | 036 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | SNP |
| Plan type | PPO D-SNP |
| SNP | Yes — Dual-Eligible |
| Monthly consolidated premium | $30.40 |
| Part C premium | $0.00 |
| Part D basic premium | $30.40 |
| Part D total premium | $30.40 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $9250.00 |
| Overall star rating | 3.5 |
How this plan is structured
- $30 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO D-SNP plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Stokes County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Stokes County
The CMS CY2026 Landscape file lists 82 Medicare Advantage plans in Stokes County, North Carolina, of which 8 carry a 5.0-star overall rating and 42 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $255.00 per month, and in-network out-of-pocket maximums range from $3000.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Stokes County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) | Devoted Health, Inc. | $36.20 | $9250.00 |
| DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP) | Devoted Health, Inc. | $36.20 | $4800.00 |
| DEVOTED CORE 001 NC (HMO) | Devoted Health, Inc. | $0.00 | $3600.00 |
For the full county plan directory, see all Medicare plans in Stokes County, North Carolina.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5525-036.
- Call the plan (Humana Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H5525-036 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5525-036, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5525 are the contract number issued to the organization, and the three-digit 036 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is HumanaChoice SNP-DE H5525-036 (PPO D-SNP) an HMO or PPO?
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) is a PPO D-SNP Medicare Advantage plan.
Does HumanaChoice SNP-DE H5525-036 (PPO D-SNP) include prescription drug coverage?
Yes — HumanaChoice SNP-DE H5525-036 (PPO D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for HumanaChoice SNP-DE H5525-036 (PPO D-SNP)?
The 2026 in-network maximum out-of-pocket limit for HumanaChoice SNP-DE H5525-036 (PPO D-SNP) is $9250.00, per the CMS CY2026 Landscape file.
What counties offer HumanaChoice SNP-DE H5525-036 (PPO D-SNP) (H5525-036)?
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) (H5525-036) is offered in 95 North Carolina counties: Alamance County, Alexander County, Alleghany County, Anson County, Ashe County, Avery County, Beaufort County, Bertie County, Bladen County, Brunswick County, Buncombe County, Burke County, Cabarrus County, Caldwell County, Camden County, Caswell County, Catawba County, Chatham County, Cherokee County, Chowan County, Clay County, Cleveland County, Columbus County, Cumberland County, Currituck County, Dare County, Davidson County, Davie County, Duplin County, Durham County, Edgecombe County, Forsyth County, Franklin County, Gaston County, Gates County, Graham County, Granville County, Guilford County, Halifax County, Harnett County, Haywood County, Henderson County, Hertford County, Hoke County, Hyde County, Iredell County, Jackson County, Johnston County, Jones County, Lee County, Lenoir County, Lincoln County, Macon County, Madison County, Martin County, McDowell County, Mecklenburg County, Mitchell County, Montgomery County, Moore County, Nash County, New Hanover County, Northampton County, Pamlico County, Pasquotank County, Pender County, Perquimans County, Person County, Pitt County, Polk County, Randolph County, Richmond County, Robeson County, Rockingham County, Rowan County, Rutherford County, Sampson County, Scotland County, Stanly County, Stokes County, Surry County, Swain County, Transylvania County, Tyrrell County, Union County, Vance County, Wake County, Warren County, Washington County, Watauga County, Wayne County, Wilkes County, Wilson County, Yadkin County, and Yancey County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.