Humana Gold Plus H6622-055 (HMO) in Hamilton County, Ohio — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

Humana Gold Plus H6622-055 (HMO) (H6622-055) is a $16-premium Medicare Advantage HMO from Humana Inc. available in Hamilton County, Ohio in 2026, with a 3.5-star overall rating, a $6,550 in-network out-of-pocket maximum, and a $200 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationHumana Inc.
Plan nameHumana Gold Plus H6622-055 (HMO)
Contract IDH6622
Plan ID055
Segment ID0
Contract year2026
Contract categoryMA-PD
Plan typeHMO
SNPNo
Monthly consolidated premium$16.00
Part C premium$16.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$200.00
Maximum out-of-pocket (in-network)$6550.00
Overall star rating3.5

How this plan is structured

  • $16 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $6,550 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Hamilton County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Hamilton County

The CMS CY2026 Landscape file lists 96 Medicare Advantage plans in Hamilton County, Ohio, of which 0 carry a 5.0-star overall rating and 43 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $149.00 per month, and in-network out-of-pocket maximums range from $2875.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Hamilton County, Ohio.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H6622-055.
  2. Call the plan (Humana Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H6622-055 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H6622-055, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 6622 are the contract number issued to the organization, and the three-digit 055 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is Humana Gold Plus H6622-055 (HMO) an HMO or PPO?

Humana Gold Plus H6622-055 (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does Humana Gold Plus H6622-055 (HMO) include prescription drug coverage?

Yes — Humana Gold Plus H6622-055 (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $200.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for Humana Gold Plus H6622-055 (HMO)?

The 2026 in-network maximum out-of-pocket limit for Humana Gold Plus H6622-055 (HMO) is $6550.00, per the CMS CY2026 Landscape file.

What counties offer Humana Gold Plus H6622-055 (HMO) (H6622-055)?

Humana Gold Plus H6622-055 (HMO) (H6622-055) is offered in 59 Ohio counties: Allen County, Ashland County, Auglaize County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Defiance County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Henry County, Holmes County, Knox County, Lake County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, and Wyandot County.

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