MedMutual Advantage Classic (HMO) in Mahoning County, Ohio — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

MedMutual Advantage Classic (HMO) (H6723-001) is a $0-premium Medicare Advantage HMO from MEDICAL MUTUAL OF OHIO available in Mahoning County, Ohio in 2026, with a 4.0-star overall rating, a $4,900 in-network out-of-pocket maximum, and a $300 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationMEDICAL MUTUAL OF OHIO
Plan nameMedMutual Advantage Classic (HMO)
Contract IDH6723
Plan ID001
Segment ID1
Contract year2026
Contract categoryMA-PD
Plan typeHMO
SNPNo
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$300.00
Maximum out-of-pocket (in-network)$4900.00
Overall star rating4.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $4,900 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Mahoning County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Mahoning County

The CMS CY2026 Landscape file lists 106 Medicare Advantage plans in Mahoning County, Ohio, of which 0 carry a 5.0-star overall rating and 48 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $157.00 per month, and in-network out-of-pocket maximums range from $2800.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Mahoning County, Ohio.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H6723-001.
  2. Call the plan (MEDICAL MUTUAL OF OHIO) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H6723-001 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H6723-001, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 6723 are the contract number issued to the organization, and the three-digit 001 is the plan benefit package under that contract. The segment ID 1 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is MedMutual Advantage Classic (HMO) an HMO or PPO?

MedMutual Advantage Classic (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does MedMutual Advantage Classic (HMO) include prescription drug coverage?

Yes — MedMutual Advantage Classic (HMO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $300.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for MedMutual Advantage Classic (HMO)?

The 2026 in-network maximum out-of-pocket limit for MedMutual Advantage Classic (HMO) is $4900.00, per the CMS CY2026 Landscape file.

What counties offer MedMutual Advantage Classic (HMO) (H6723-001)?

MedMutual Advantage Classic (HMO) (H6723-001) is offered in 33 Ohio counties: Ashland County, Brown County, Butler County, Clark County, Clermont County, Columbiana County, Cuyahoga County, Delaware County, Erie County, Fairfield County, Franklin County, Geauga County, Greene County, Hamilton County, Hocking County, Lake County, Licking County, Lorain County, Madison County, Mahoning County, Medina County, Miami County, Montgomery County, Morrow County, Perry County, Pickaway County, Portage County, Stark County, Summit County, Trumbull County, Union County, Warren County, and Wayne County.

Sources