Humana USAA Honor Giveback (PPO) in Comal County, Texas — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Humana USAA Honor Giveback (PPO) (H5216-348) is a $0-premium Medicare Advantage PPO from Humana Inc. available in Comal County, Texas in 2026, with a 3.5-star overall rating, a $7,900 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Humana Inc. |
|---|---|
| Plan name | Humana USAA Honor Giveback (PPO) |
| Contract ID | H5216 |
| Plan ID | 348 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | — |
| Part C premium | $0.00 |
| Part D basic premium | — |
| Part D total premium | — |
| Annual Part D deductible | — |
| Maximum out-of-pocket (in-network) | $7900.00 |
| Overall star rating | 3.5 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $7,900 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Comal County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Comal County
The CMS CY2026 Landscape file lists 89 Medicare Advantage plans in Comal County, Texas, of which 10 carry a 5.0-star overall rating and 56 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $142.00 per month, and in-network out-of-pocket maximums range from $3200.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Comal County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| DEVOTED C-SNP 046 TX (HMO C-SNP) | Devoted Health, Inc. | $0.00 | $4450.00 |
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) | Devoted Health, Inc. | $4.80 | $9250.00 |
| DEVOTED CORE 003 TX (HMO) | Devoted Health, Inc. | $0.00 | $3900.00 |
For the full county plan directory, see all Medicare plans in Comal County, Texas.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5216-348.
- Call the plan (Humana Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H5216-348 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5216-348, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5216 are the contract number issued to the organization, and the three-digit 348 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Humana USAA Honor Giveback (PPO) an HMO or PPO?
Humana USAA Honor Giveback (PPO) is a PPO Medicare Advantage plan.
Does Humana USAA Honor Giveback (PPO) include prescription drug coverage?
Humana USAA Honor Giveback (PPO) does not include Part D prescription drug coverage in its consolidated benefits.
What is the maximum out-of-pocket cost for Humana USAA Honor Giveback (PPO)?
The 2026 in-network maximum out-of-pocket limit for Humana USAA Honor Giveback (PPO) is $7900.00, per the CMS CY2026 Landscape file.
What counties offer Humana USAA Honor Giveback (PPO) (H5216-348)?
Humana USAA Honor Giveback (PPO) (H5216-348) is offered in 199 Texas counties: Anderson County, Andrews County, Angelina County, Aransas County, Archer County, Armstrong County, Atascosa County, Austin County, Bandera County, Bastrop County, Baylor County, Bee County, Bell County, Bexar County, Blanco County, Bosque County, Bowie County, Brazoria County, Brazos County, Brooks County, Brown County, Burleson County, Burnet County, Caldwell County, Calhoun County, Callahan County, Cameron County, Camp County, Carson County, Cass County, Chambers County, Cherokee County, Clay County, Coke County, Coleman County, Collin County, Colorado County, Comal County, Comanche County, Concho County, Cooke County, Coryell County, Crosby County, Dallas County, Dawson County, Deaf Smith County, Delta County, Denton County, DeWitt County, Dickens County, Dimmit County, Duval County, Eastland County, Ector County, Edwards County, El Paso County, Ellis County, Erath County, Falls County, Fannin County, Fayette County, Franklin County, Freestone County, Frio County, Galveston County, Garza County, Gillespie County, Goliad County, Gonzales County, Gray County, Grayson County, Gregg County, Grimes County, Guadalupe County, Hale County, Hall County, Hamilton County, Hardin County, Harris County, Harrison County, Hartley County, Haskell County, Hays County, Henderson County, Hidalgo County, Hill County, Hockley County, Hopkins County, Houston County, Howard County, Hudspeth County, Hunt County, Hutchinson County, Irion County, Jack County, Jackson County, Jasper County, Jefferson County, Jim Hogg County, Jim Wells County, Johnson County, Jones County, Karnes County, Kaufman County, Kendall County, Kenedy County, Kerr County, Kinney County, Kleberg County, Lamar County, Lamb County, Lampasas County, Lavaca County, Lee County, Leon County, Liberty County, Limestone County, Live Oak County, Llano County, Lubbock County, Lynn County, Madison County, Marion County, Martin County, Matagorda County, Maverick County, McCulloch County, McLennan County, Medina County, Midland County, Milam County, Montague County, Montgomery County, Moore County, Morris County, Nacogdoches County, Navarro County, Newton County, Nolan County, Nueces County, Orange County, Palo Pinto County, Panola County, Parker County, Pecos County, Polk County, Potter County, Rains County, Randall County, Real County, Red River County, Reeves County, Refugio County, Robertson County, Rockwall County, Runnels County, Rusk County, Sabine County, San Augustine County, San Jacinto County, San Patricio County, San Saba County, Schleicher County, Shackelford County, Shelby County, Smith County, Somervell County, Starr County, Stephens County, Tarrant County, Taylor County, Terry County, Throckmorton County, Titus County, Tom Green County, Travis County, Trinity County, Tyler County, Upshur County, Uvalde County, Val Verde County, Van Zandt County, Victoria County, Walker County, Waller County, Ward County, Washington County, Webb County, Wharton County, Wichita County, Wilbarger County, Willacy County, Williamson County, Wilson County, Wise County, Wood County, Young County, Zapata County, and Zavala County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.