Wellpoint Full Dual Advantage (HMO D-SNP) in Cooke County, Texas — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Wellpoint Full Dual Advantage (HMO D-SNP) (H8849-010) is a $2-premium Medicare Advantage HMO D-SNP from Elevance Health, Inc. available in Cooke County, Texas in 2026, with a 3.5-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Elevance Health, Inc. |
|---|---|
| Plan name | Wellpoint Full Dual Advantage (HMO D-SNP) |
| Contract ID | H8849 |
| Plan ID | 010 |
| Segment ID | 2 |
| Contract year | 2026 |
| Contract category | SNP |
| Plan type | HMO D-SNP |
| SNP | Yes — Dual-Eligible |
| Monthly consolidated premium | $2.40 |
| Part C premium | $0.00 |
| Part D basic premium | $2.40 |
| Part D total premium | $2.40 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $9250.00 |
| Overall star rating | 3.5 |
How this plan is structured
- $2 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Cooke County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Cooke County
The CMS CY2026 Landscape file lists 62 Medicare Advantage plans in Cooke County, Texas, of which 2 carry a 5.0-star overall rating and 33 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $142.00 per month, and in-network out-of-pocket maximums range from $2900.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Cooke County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| Texas Independence Community Plan (HMO I-SNP) | Regency ISNP Holdings LLC | $4.80 | $9250.00 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Regency ISNP Holdings LLC | $4.80 | $9250.00 |
For the full county plan directory, see all Medicare plans in Cooke County, Texas.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H8849-010.
- Call the plan (Elevance Health, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H8849-010 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H8849-010, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 8849 are the contract number issued to the organization, and the three-digit 010 is the plan benefit package under that contract. The segment ID 2 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Wellpoint Full Dual Advantage (HMO D-SNP) an HMO or PPO?
Wellpoint Full Dual Advantage (HMO D-SNP) is an HMO D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does Wellpoint Full Dual Advantage (HMO D-SNP) include prescription drug coverage?
Yes — Wellpoint Full Dual Advantage (HMO D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Wellpoint Full Dual Advantage (HMO D-SNP)?
The 2026 in-network maximum out-of-pocket limit for Wellpoint Full Dual Advantage (HMO D-SNP) is $9250.00, per the CMS CY2026 Landscape file.
What counties offer Wellpoint Full Dual Advantage (HMO D-SNP) (H8849-010)?
Wellpoint Full Dual Advantage (HMO D-SNP) (H8849-010) is offered in 76 Texas counties: Anderson County, Angelina County, Archer County, Austin County, Bailey County, Brazoria County, Briscoe County, Camp County, Castro County, Chambers County, Cherokee County, Clay County, Cochran County, Collin County, Colorado County, Cooke County, Crosby County, Dallas County, Delta County, Denton County, Dickens County, El Paso County, Ellis County, Floyd County, Fort Bend County, Franklin County, Galveston County, Garza County, Grayson County, Gregg County, Grimes County, Hale County, Hardin County, Harris County, Henderson County, Hockley County, Hood County, Hopkins County, Hudspeth County, Hunt County, Jack County, Jasper County, Jefferson County, Johnson County, Kaufman County, Lamb County, Liberty County, Lubbock County, Lynn County, Matagorda County, Montague County, Montgomery County, Motley County, Nacogdoches County, Navarro County, Orange County, Palo Pinto County, Parker County, Polk County, Rains County, Rockwall County, Rusk County, San Jacinto County, Smith County, Swisher County, Tarrant County, Terry County, Throckmorton County, Titus County, Upshur County, Van Zandt County, Walker County, Waller County, Wharton County, Wise County, and Wood County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.