UHC Dual Complete TX-S5 (HMO-POS D-SNP) in La Salle County, Texas — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

UHC Dual Complete TX-S5 (HMO-POS D-SNP) (H5322-046) is a $0-premium Medicare Advantage HMO-POS D-SNP from UnitedHealth Group, Inc. available in La Salle County, Texas in 2026, with a 3.5-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUnitedHealth Group, Inc.
Plan nameUHC Dual Complete TX-S5 (HMO-POS D-SNP)
Contract IDH5322
Plan ID046
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO-POS D-SNP
SNPYes — Dual-Eligible
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$7.00
Part D total premium$0.00
Annual Part D deductible$615.00
Maximum out-of-pocket (in-network)$9250.00
Overall star rating3.5

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = La Salle County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in La Salle County

The CMS CY2026 Landscape file lists 43 Medicare Advantage plans in La Salle County, Texas, of which 10 carry a 5.0-star overall rating and 25 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $102.00 per month, and in-network out-of-pocket maximums range from $3400.00 to $9250.00.

Other 5.0-star Medicare Advantage plans in La Salle County (first three alphabetically):

PlanOrganizationPremiumMOOP
DEVOTED C-SNP 046 TX (HMO C-SNP)Devoted Health, Inc.$0.00$4450.00
DEVOTED C-SNP PLUS 033 TX (HMO C-SNP)Devoted Health, Inc.$4.80$9250.00
DEVOTED CORE 003 TX (HMO)Devoted Health, Inc.$0.00$3900.00

For the full county plan directory, see all Medicare plans in La Salle County, Texas.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5322-046.
  2. Call the plan (UnitedHealth Group, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H5322-046 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5322-046, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5322 are the contract number issued to the organization, and the three-digit 046 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is UHC Dual Complete TX-S5 (HMO-POS D-SNP) an HMO or PPO?

UHC Dual Complete TX-S5 (HMO-POS D-SNP) is an HMO-POS D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does UHC Dual Complete TX-S5 (HMO-POS D-SNP) include prescription drug coverage?

Yes — UHC Dual Complete TX-S5 (HMO-POS D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for UHC Dual Complete TX-S5 (HMO-POS D-SNP)?

The 2026 in-network maximum out-of-pocket limit for UHC Dual Complete TX-S5 (HMO-POS D-SNP) is $9250.00, per the CMS CY2026 Landscape file.

What counties offer UHC Dual Complete TX-S5 (HMO-POS D-SNP) (H5322-046)?

UHC Dual Complete TX-S5 (HMO-POS D-SNP) (H5322-046) is offered in 61 Texas counties: Andrews County, Archer County, Armstrong County, Bailey County, Baylor County, Borden County, Brooks County, Calhoun County, Carson County, Castro County, Clay County, Cochran County, Crosby County, Dawson County, Deaf Smith County, Dimmit County, Eastland County, Ector County, Fisher County, Floyd County, Frio County, Garza County, Goliad County, Gray County, Hale County, Hansford County, Hardin County, Hockley County, Howard County, Hutchinson County, Jack County, Jasper County, Jones County, Karnes County, Kenedy County, Kerr County, La Salle County, Lamb County, Lubbock County, Lynn County, Martin County, Midland County, Moore County, Nolan County, Orange County, Palo Pinto County, Potter County, Randall County, Refugio County, Roberts County, San Jacinto County, Swisher County, Taylor County, Terry County, Tom Green County, Tyler County, Uvalde County, Victoria County, Walker County, Wichita County, and Zavala County.

Sources