Memorial Hermann Dual Advantage (HMO D-SNP) in Liberty County, Texas — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Memorial Hermann Dual Advantage (HMO D-SNP) (H7115-005) is a $5-premium Medicare Advantage HMO D-SNP from Memorial Hermann Health System available in Liberty County, Texas in 2026, with a 3.5-star overall rating, a $9,250 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | Memorial Hermann Health System |
|---|---|
| Plan name | Memorial Hermann Dual Advantage (HMO D-SNP) |
| Contract ID | H7115 |
| Plan ID | 005 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | SNP |
| Plan type | HMO D-SNP |
| SNP | Yes — Dual-Eligible |
| Monthly consolidated premium | $4.80 |
| Part C premium | $0.00 |
| Part D basic premium | $4.80 |
| Part D total premium | $4.80 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $9250.00 |
| Overall star rating | 3.5 |
How this plan is structured
- $5 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $9,250 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Liberty County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Liberty County
The CMS CY2026 Landscape file lists 78 Medicare Advantage plans in Liberty County, Texas, of which 10 carry a 5.0-star overall rating and 50 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $142.00 per month, and in-network out-of-pocket maximums range from $2900.00 to $9250.00.
Other 5.0-star Medicare Advantage plans in Liberty County (first three alphabetically):
| Plan | Organization | Premium | MOOP |
|---|---|---|---|
| DEVOTED C-SNP PLUS 031 TX (HMO C-SNP) | Devoted Health, Inc. | $4.80 | $9250.00 |
| DEVOTED C-SNP PREMIUM 030 TX (HMO C-SNP) | Devoted Health, Inc. | $4.80 | $4450.00 |
| DEVOTED CORE 001 TX (HMO) | Devoted Health, Inc. | $0.00 | $3650.00 |
For the full county plan directory, see all Medicare plans in Liberty County, Texas.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H7115-005.
- Call the plan (Memorial Hermann Health System) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H7115-005 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H7115-005, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 7115 are the contract number issued to the organization, and the three-digit 005 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Memorial Hermann Dual Advantage (HMO D-SNP) an HMO or PPO?
Memorial Hermann Dual Advantage (HMO D-SNP) is an HMO D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does Memorial Hermann Dual Advantage (HMO D-SNP) include prescription drug coverage?
Yes — Memorial Hermann Dual Advantage (HMO D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Memorial Hermann Dual Advantage (HMO D-SNP)?
The 2026 in-network maximum out-of-pocket limit for Memorial Hermann Dual Advantage (HMO D-SNP) is $9250.00, per the CMS CY2026 Landscape file.
What counties offer Memorial Hermann Dual Advantage (HMO D-SNP) (H7115-005)?
Memorial Hermann Dual Advantage (HMO D-SNP) (H7115-005) is offered in five Texas counties: Brazoria County, Fort Bend County, Harris County, Liberty County, and Montgomery County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.