UHC Complete Care UT-6 (HMO-POS C-SNP) in Morgan County, Utah — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

UHC Complete Care UT-6 (HMO-POS C-SNP) (H4604-017) is a $0-premium Medicare Advantage HMO-POS C-SNP from UnitedHealth Group, Inc. available in Morgan County, Utah in 2026, with a 4.0-star overall rating, a $5,200 in-network out-of-pocket maximum, and a $440 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationUnitedHealth Group, Inc.
Plan nameUHC Complete Care UT-6 (HMO-POS C-SNP)
Contract IDH4604
Plan ID017
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO-POS C-SNP
SNPYes — Chronic or Disabling Condition
Monthly consolidated premium$0.00
Part C premium$0.00
Part D basic premium$0.00
Part D total premium$0.00
Annual Part D deductible$440.00
Maximum out-of-pocket (in-network)$5200.00
Overall star rating4.0

How this plan is structured

  • $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS C-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $5,200 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Morgan County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Morgan County

The CMS CY2026 Landscape file lists 38 Medicare Advantage plans in Morgan County, Utah, of which 0 carry a 5.0-star overall rating and 20 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $135.00 per month, and in-network out-of-pocket maximums range from $3500.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Morgan County, Utah.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H4604-017.
  2. Call the plan (UnitedHealth Group, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H4604-017 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H4604-017, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 4604 are the contract number issued to the organization, and the three-digit 017 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is UHC Complete Care UT-6 (HMO-POS C-SNP) an HMO or PPO?

UHC Complete Care UT-6 (HMO-POS C-SNP) is an HMO-POS C-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does UHC Complete Care UT-6 (HMO-POS C-SNP) include prescription drug coverage?

Yes — UHC Complete Care UT-6 (HMO-POS C-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $440.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for UHC Complete Care UT-6 (HMO-POS C-SNP)?

The 2026 in-network maximum out-of-pocket limit for UHC Complete Care UT-6 (HMO-POS C-SNP) is $5200.00, per the CMS CY2026 Landscape file.

What counties offer UHC Complete Care UT-6 (HMO-POS C-SNP) (H4604-017)?

UHC Complete Care UT-6 (HMO-POS C-SNP) (H4604-017) is offered in 25 Utah counties: Beaver County, Box Elder County, Cache County, Carbon County, Davis County, Duchesne County, Emery County, Garfield County, Grand County, Iron County, Juab County, Kane County, Millard County, Morgan County, Salt Lake County, San Juan County, Sanpete County, Sevier County, Summit County, Tooele County, Uintah County, Utah County, Wasatch County, Washington County, and Weber County.

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