AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) in Sevier County, Utah — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) (H4604-005) is a $0-premium Medicare Advantage HMO-POS from UnitedHealth Group, Inc. available in Sevier County, Utah in 2026, with a 4.0-star overall rating, a $6,700 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | UnitedHealth Group, Inc. |
|---|---|
| Plan name | AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) |
| Contract ID | H4604 |
| Plan ID | 005 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA |
| Plan type | HMO-POS |
| SNP | No |
| Monthly consolidated premium | — |
| Part C premium | $0.00 |
| Part D basic premium | — |
| Part D total premium | — |
| Annual Part D deductible | — |
| Maximum out-of-pocket (in-network) | $6700.00 |
| Overall star rating | 4.0 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO-POS plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $6,700 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Sevier County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Sevier County
The CMS CY2026 Landscape file lists 13 Medicare Advantage plans in Sevier County, Utah, of which 0 carry a 5.0-star overall rating and 8 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $55.00 per month, and in-network out-of-pocket maximums range from $4900.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Sevier County, Utah.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H4604-005.
- Call the plan (UnitedHealth Group, Inc.) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H4604-005 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H4604-005, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 4604 are the contract number issued to the organization, and the three-digit 005 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) an HMO or PPO?
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) is an HMO-POS — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) include prescription drug coverage?
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) does not include Part D prescription drug coverage in its consolidated benefits.
What is the maximum out-of-pocket cost for AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS)?
The 2026 in-network maximum out-of-pocket limit for AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) is $6700.00, per the CMS CY2026 Landscape file.
What counties offer AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) (H4604-005)?
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) (H4604-005) is offered in 25 Utah counties: Beaver County, Box Elder County, Cache County, Carbon County, Davis County, Duchesne County, Emery County, Garfield County, Grand County, Iron County, Juab County, Kane County, Millard County, Morgan County, Salt Lake County, San Juan County, Sanpete County, Sevier County, Summit County, Tooele County, Uintah County, Utah County, Wasatch County, Washington County, and Weber County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.