Aetna Medicare Signature (PPO) in Mecklenburg County, Virginia — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Aetna Medicare Signature (PPO) (H5521-484) is a $0-premium Medicare Advantage PPO from CVS Health Corporation available in Mecklenburg County, Virginia in 2026, with a 4.5-star overall rating, a $8,900 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | CVS Health Corporation |
|---|---|
| Plan name | Aetna Medicare Signature (PPO) |
| Contract ID | H5521 |
| Plan ID | 484 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA-PD |
| Plan type | PPO |
| SNP | No |
| Monthly consolidated premium | $0.00 |
| Part C premium | $0.00 |
| Part D basic premium | $0.00 |
| Part D total premium | $0.00 |
| Annual Part D deductible | $615.00 |
| Maximum out-of-pocket (in-network) | $8900.00 |
| Overall star rating | 4.5 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- PPO plan type. Plan-type rules determine in-network use and referrals. See how Medicare Advantage HMO and PPO plans differ.
- $8,900 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Mecklenburg County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Mecklenburg County
The CMS CY2026 Landscape file lists 47 Medicare Advantage plans in Mecklenburg County, Virginia, of which 0 carry a 5.0-star overall rating and 22 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $117.00 per month, and in-network out-of-pocket maximums range from $3600.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Mecklenburg County, Virginia.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5521-484.
- Call the plan (CVS Health Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H5521-484 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5521-484, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5521 are the contract number issued to the organization, and the three-digit 484 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Aetna Medicare Signature (PPO) an HMO or PPO?
Aetna Medicare Signature (PPO) is a PPO Medicare Advantage plan.
Does Aetna Medicare Signature (PPO) include prescription drug coverage?
Yes — Aetna Medicare Signature (PPO) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.
What is the maximum out-of-pocket cost for Aetna Medicare Signature (PPO)?
The 2026 in-network maximum out-of-pocket limit for Aetna Medicare Signature (PPO) is $8900.00, per the CMS CY2026 Landscape file.
What counties offer Aetna Medicare Signature (PPO) (H5521-484)?
Aetna Medicare Signature (PPO) (H5521-484) is offered in 76 Virginia counties: Albemarle County, Alleghany County, Amelia County, Augusta County, Bath County, Bland County, Botetourt County, Brunswick County, Buchanan County, Buckingham County, Buena Vista City County, Caroline County, Carroll County, Charles City County, Charlotte County, Charlottesville City County, Chesterfield County, Colonial Heights City County, Covington City County, Craig County, Cumberland County, Danville City County, Dickenson County, Dinwiddie County, Emporia City County, Floyd County, Fluvanna County, Franklin County, Galax City County, Giles County, Goochland County, Grayson County, Greene County, Greensville County, Halifax County, Hanover County, Henrico County, Henry County, Highland County, Hopewell City County, King George County, King William County, Lee County, Lexington City County, Louisa County, Lunenburg County, Madison County, Martinsville City County, Mecklenburg County, Montgomery County, Nelson County, New Kent County, Norton City County, Nottoway County, Orange County, Patrick County, Petersburg City County, Pittsylvania County, Powhatan County, Prince George County, Pulaski County, Radford City County, Richmond City County, Roanoke County, Roanoke City County, Rockbridge County, Russell County, Salem City County, Scott County, Smyth County, Staunton City County, Tazewell County, Washington County, Waynesboro City County, Wise County, and Wythe County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.