Wellcare Dual Reserve (HMO-POS D-SNP) in Taylor County, Wisconsin — 2026 plan details

Last updated Jul 18, 2026

Reviewed by Jason Burns, Editorial Steward

Published by Senior Direct Answers · Licensed under Citation License 1.0

Wellcare Dual Reserve (HMO-POS D-SNP) (H8189-007) is a $10-premium Medicare Advantage HMO-POS D-SNP from Centene Corporation available in Taylor County, Wisconsin in 2026, with a 3.5-star overall rating, a $5,100 in-network out-of-pocket maximum, and a $615 annual Part D drug deductible.

Plan facts (CMS CY2026 Landscape file)

OrganizationCentene Corporation
Plan nameWellcare Dual Reserve (HMO-POS D-SNP)
Contract IDH8189
Plan ID007
Segment ID0
Contract year2026
Contract categorySNP
Plan typeHMO-POS D-SNP
SNPYes — Dual-Eligible
Monthly consolidated premium$10.40
Part C premium$0.00
Part D basic premium$10.40
Part D total premium$10.40
Annual Part D deductible$615.00
Maximum out-of-pocket (in-network)$5100.00
Overall star rating3.5

How this plan is structured

  • $10 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
  • HMO-POS D-SNP plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
  • $5,100 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
  • Service area = Taylor County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.

How it compares in Taylor County

The CMS CY2026 Landscape file lists 31 Medicare Advantage plans in Taylor County, Wisconsin, of which 0 carry a 5.0-star overall rating and 17 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $269.00 per month, and in-network out-of-pocket maximums range from $1500.00 to $9250.00.

For the full county plan directory, see all Medicare plans in Taylor County, Wisconsin.

How to verify your doctors take this plan

Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:

  1. Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H8189-007.
  2. Call the plan (Centene Corporation) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
  3. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.

What H8189-007 means

CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H8189-007, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 8189 are the contract number issued to the organization, and the three-digit 007 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).

Frequently asked questions

Is Wellcare Dual Reserve (HMO-POS D-SNP) an HMO or PPO?

Wellcare Dual Reserve (HMO-POS D-SNP) is an HMO-POS D-SNP — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.

Does Wellcare Dual Reserve (HMO-POS D-SNP) include prescription drug coverage?

Yes — Wellcare Dual Reserve (HMO-POS D-SNP) is a Medicare Advantage plan with prescription drug coverage (MA-PD) and a $615.00 annual Part D drug deductible for 2026.

What is the maximum out-of-pocket cost for Wellcare Dual Reserve (HMO-POS D-SNP)?

The 2026 in-network maximum out-of-pocket limit for Wellcare Dual Reserve (HMO-POS D-SNP) is $5100.00, per the CMS CY2026 Landscape file.

What counties offer Wellcare Dual Reserve (HMO-POS D-SNP) (H8189-007)?

Wellcare Dual Reserve (HMO-POS D-SNP) (H8189-007) is offered in 35 Wisconsin counties: Adams County, Brown County, Calumet County, Clark County, Columbia County, Dane County, Dodge County, Fond du Lac County, Green Lake County, Jefferson County, Kenosha County, Kewaunee County, Langlade County, Lincoln County, Manitowoc County, Marathon County, Marinette County, Marquette County, Menominee County, Milwaukee County, Oconto County, Outagamie County, Ozaukee County, Portage County, Racine County, Shawano County, Sheboygan County, Taylor County, Walworth County, Washington County, Waukesha County, Waupaca County, Waushara County, Winnebago County, and Wood County.

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