Gundersen Quartz Med Advantage Elite (HMO) in Trempealeau County, Wisconsin — 2026 plan details
Last updated Jul 18, 2026
Reviewed by Jason Burns, Editorial Steward
Published by Senior Direct Answers · Licensed under Citation License 1.0
Gundersen Quartz Med Advantage Elite (HMO) (H5262-005) is a $0-premium Medicare Advantage HMO from University of Wisconsin Hospitals and Clincs Autho available in Trempealeau County, Wisconsin in 2026, with a 4.0-star overall rating, a $3,500 in-network out-of-pocket maximum, and a $0 annual Part D drug deductible.
Plan facts (CMS CY2026 Landscape file)
| Organization | University of Wisconsin Hospitals and Clincs Autho |
|---|---|
| Plan name | Gundersen Quartz Med Advantage Elite (HMO) |
| Contract ID | H5262 |
| Plan ID | 005 |
| Segment ID | 0 |
| Contract year | 2026 |
| Contract category | MA |
| Plan type | HMO |
| SNP | No |
| Monthly consolidated premium | — |
| Part C premium | $130.00 |
| Part D basic premium | — |
| Part D total premium | — |
| Annual Part D deductible | — |
| Maximum out-of-pocket (in-network) | $3500.00 |
| Overall star rating | 4.0 |
How this plan is structured
- $0 consolidated premium. A $0 or near-$0 consolidated premium does not remove the Part B premium — the standard 2026 Part B premium is $202.90 per month and still applies. See the 2026 Medicare Part B premium.
- HMO plan type. In an HMO-style Medicare Advantage plan, in-network care and primary-care referral rules generally apply. See how Medicare Advantage HMO and PPO plans differ.
- $3,500 in-network out-of-pocket maximum. The MOOP is the annual cap on what a member pays in-network for covered Part A and Part B services. See how the Medicare Advantage MOOP works.
- Service area = Trempealeau County. Medicare Advantage plans are sold by service area; moving out of the plan's service area triggers a Special Enrollment Period to switch plans. See how moving changes your Medicare options.
How it compares in Trempealeau County
The CMS CY2026 Landscape file lists 35 Medicare Advantage plans in Trempealeau County, Wisconsin, of which 0 carry a 5.0-star overall rating and 18 have a $0 consolidated monthly premium. Consolidated premiums range from $0.00 to $269.00 per month, and in-network out-of-pocket maximums range from $1500.00 to $9250.00.
For the full county plan directory, see all Medicare plans in Trempealeau County, Wisconsin.
How to verify your doctors take this plan
Network participation changes throughout the year; we hold no provider-network data, so verify directly with these three sources before you decide:
- Open the plan's official Medicare.gov page and use its provider-directory link: Medicare.gov Plan Finder — H5262-005.
- Call the plan (University of Wisconsin Hospitals and Clincs Autho) using the member-services number listed on that plan page and ask whether each doctor, hospital, and pharmacy is in-network for 2026.
- Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) — see free unbiased Medicare help from SHIP.
What H5262-005 means
CMS assigns every Medicare Advantage and Part D offering a plan identifier made of three parts. In H5262-005, the leading H marks the contract type (H = Medicare Advantage / Part C contract), the four digits 5262 are the contract number issued to the organization, and the three-digit 005 is the plan benefit package under that contract. The segment ID 0 identifies the service-area segment within the plan (0 = the default single segment).
Frequently asked questions
Is Gundersen Quartz Med Advantage Elite (HMO) an HMO or PPO?
Gundersen Quartz Med Advantage Elite (HMO) is an HMO — a Health Maintenance Organization-style Medicare Advantage plan, meaning in-network care and referral rules generally apply.
Does Gundersen Quartz Med Advantage Elite (HMO) include prescription drug coverage?
Gundersen Quartz Med Advantage Elite (HMO) does not include Part D prescription drug coverage in its consolidated benefits.
What is the maximum out-of-pocket cost for Gundersen Quartz Med Advantage Elite (HMO)?
The 2026 in-network maximum out-of-pocket limit for Gundersen Quartz Med Advantage Elite (HMO) is $3500.00, per the CMS CY2026 Landscape file.
What counties offer Gundersen Quartz Med Advantage Elite (HMO) (H5262-005)?
Gundersen Quartz Med Advantage Elite (HMO) (H5262-005) is offered in five Wisconsin counties: Buffalo County, La Crosse County, Monroe County, Pepin County, and Trempealeau County.
Sources
- CMS, Plan Year 2026 Medicare Advantage & Part D Landscape source file (March 2026) — retrieved 2026-07-18. Overall star rating year: 2026.
- Medicare.gov Plan Finder — compare plans and enroll.